FINANCE OPTIONS

Compare Fit-Out Finance Options For £750k Projects

750k Fit-Out Finance is a tailored business loan designed to help UK SMEs manage the costs of transforming commercial spaces. Whether upgrading interiors, installing equipment, or completing bespoke renovations, this finance enables you to create an operational and attractive environment without depleting working capital. Businesses use fit-out finance to spread the cost over time, ensuring they can optimise their premises while maintaining healthy cash flow for other core activities.

Fit-Out Finance

Secure up to £1,000,000 in Fit-Out Finance with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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Benefits of Fit-Out Finance

Choosing 750k Fit-Out Finance can have a significant impact on your business environment and performance. With regulated lenders and a range of options, you can make major premises improvements while retaining financial flexibility. Transparent rates typically range from 4% to 15% APR, and decisions are usually available within 48 hours to 3 weeks.

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Enhance Premises
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Preserve Cash Flow
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Increase Competitiveness

SCALE YOUR BUSINESS TO NEW HEIGHTS

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Types of Fit-Out Finance

Unsecured Business Loan

Unsecured business loans require no collateral and offer funding from £10,000 to £500,000 for fit-out projects like interior design and electrical installations. Typically for businesses with at least 2 years' trading and £100,000 turnover, with a decision in 48 hours to 1 week.

Unsecured Business Loan

To access an unsecured business loan, your business should have a minimum of two years' trading history, fair credit, and an annual turnover over £100,000. Funds can be used for design work, fixtures, fittings, and more. The lender will review your financial statements and business plan, giving a decision quickly. Sectors benefiting include retail, hospitality, and office spaces seeking fast, flexible fit-out funding.

Secured Business Loan

Secured business loans, ranging from £50,000 to £2,000,000, are backed by business assets. They suit larger fit-out or renovation projects and typically offer lower interest rates but require a longer approval process of 2 to 3 weeks.

Secured Business Loan

Secured loans are available to businesses with assets to offer as security and a solid credit record. This option is ideal for high-value fit-out works, such as structural changes or major equipment installations. Application involves asset documentation and a valuation, followed by due diligence. It is preferred for manufacturing or large retail premises needing substantial upgrades.

Asset Finance

Asset finance provides funds from £5,000 to £500,000 to acquire specific items like IT systems, fixtures, or machinery needed for your fit-out. It allows you to get essential equipment without full upfront payment, with decisions in 1 to 2 weeks. Use the asset finance calculator to estimate your payments.

Asset Finance

Asset finance is suited to businesses with a clear asset requirement and strong credit. The process involves identifying the asset, submitting financials, and signing agreements. This approach is common for tech startups and SMEs that require specialist office set-ups, helping you spread the cost over 12 to 60 months while using the asset immediately. Use the asset finance calculator to plan your repayments.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

How To Get Fit-Out Finance With Funding Agent

Compare Lenders

Access a wide selection of fit-out finance lenders in one place by completing the online application form to find terms and rates suited to your business and project scope.

Submit Application

Provide recent financial accounts, a business plan, and any necessary asset information securely online to complete your application.

Receive Funds

Once approved, funds are released quickly so you can begin or continue your fit-out project without unnecessary delays.

Compare 750k Fit-Out Finance Options

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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Get A Clear Overview of Cost Effective Lenders

Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

What amount can I borrow for 750k Fit-Out Finance?
How fast can I get a decision and access funds?
What are typical fit-out finance rates and fees?
Are UK fit-out finance lenders regulated?

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