FINANCE OPTIONS

^£750K Secured Business Loans - Apply Now

Q: What is the typical borrowing range for secured business loans?

Secured business loans generally allow UK companies to borrow from £50,000 up to £5,000,000. The precise amount depends on the value of your asset collateral, your business credit, and specific lender policies.

Q: How long does it take to receive funds from a secured business loan?

Once you apply, the decision process usually takes between 2 and 6 weeks. After approval, funds are typically available within 1 to 2 weeks, depending on the completion of legal checks and final valuation.

Q: What interest rates should I expect for a £750K secured business loan?

Interest rates for secured business loans typically fall between 3% and 10% per annum. The exact rate you receive depends on the type and value of collateral, your business credit record, and market conditions.

Q: What types of assets can I use as collateral?

You can use commercial property, valuable equipment, or eligible unpaid invoices as collateral. Lenders will assess these assets’ value and risk before making an offer. Using quality collateral can help you access better borrowing terms.

£750K Secured Business Loans allow UK businesses to borrow significant amounts by using valuable assets, such as property or equipment, as collateral. This type of secured business loan gives access to larger sums compared to unsecured facilities, often at lower interest rates due to the reduced risk for lenders. Businesses use this finance to support expansion, purchase assets, or manage debt, while benefitting from flexibility in how different assets can be used as security.

Secure up to £750,000 in £ Secured Business Loans with Funding Agent.

Secure up to £1,000,000 in Secure up to £750,000 in £ Secured Business Loans with Funding Agent. with Funding Agent.

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Loan disbursed within 24 hours
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Key ^Benefits of Secured Business Loans

Secured business loans provide substantial advantages to growing companies. By leveraging business assets, organisations can access higher loan amounts, benefit from competitive rates, and tailor repayment schedules to fit their cash flow needs. Decision times can be relatively quick, especially with the right paperwork and accurate valuations in place.

Large funding amount

Lower interest rates

Longer repayment terms

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Secured Business Loans

Property Secured Loan

Property Secured Loans require commercial property as collateral and are ideal for businesses needing significant capital for premises or expansion projects.

Property Secured Loan

To qualify for a Property Secured Loan, your business generally must own commercial property with enough equity and have a solid credit history. Borrowing ranges from £100,000 to £5,000,000, with terms between 12 and 240 months, and rates from 3% to 8%. The lender will value the property and evaluate your financials, with funding typically decided in 2 to 4 weeks. These loans suit sectors like manufacturing, retail, and hospitality—particularly those with valuable property assets.

Equipment Secured Loan

Equipment Secured Loans use machinery or specialised equipment as collateral, making them well suited to companies looking to unlock value tied up in their assets.

Equipment Secured Loan

Businesses with valuable equipment or machinery and a strong ability to repay can apply for Equipment Secured Loans. Typical loan sizes range from £50,000 to £2,000,000, with terms from 6 to 84 months. Interest rates usually fall between 4% and 10%. After assessing the equipment’s value and your business health, funds are released post-valuation. Construction, agriculture, and manufacturing companies benefit most from this option to acquire new assets or upgrade technology.

Invoice Secured Loan

Invoice Secured Loans allow businesses to access funds against their outstanding invoices, supporting working capital and bridging cash flow gaps efficiently.

Invoice Secured Loan

Companies trading for at least 6 months and invoicing business customers may be eligible to borrow £10,000 to £750,000 through Invoice Secured Loans. Terms run from 1 to 12 months, at rates between 1% and 3% per invoice. Submit unpaid invoices; once assessed, lenders advance a percentage upfront, releasing more funds as clients pay. This solution suits wholesale, manufacturing, and service sectors where delayed client payments are common.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

Securing Your Loan Through Funding Agent

Complete a Profile

Share your business and financial details, along with information about the assets available for security, through Funding Agent’s online application form on the online platform.