FINANCE OPTIONS

^£800K Business Loans - Apply Now

Q: What is the typical borrowing range for business loans?

UK business loans generally allow borrowing from £10,000 up to £5 million. Factors influencing the amount you can access include your business’s credit score, annual turnover and whether you can offer collateral.

Q: How long does it take to get an £800K business loan?

Initial decisions can be reached in 24 hours to 10 business days, depending on the lender and completeness of your application. Once approved, funds are commonly available within 3 to 15 business days.

Q: What interest rates and fees are typical for these loans?

Interest rates for business loans usually range between 3% and 15% APR. Additional costs may include arrangement fees, early repayment charges and administrative fees based on the lender’s terms.

Q: Are business loans regulated in the UK?

Yes, business loans in the UK must comply with Financial Conduct Authority (FCA) regulations to ensure fair lending practices, transparent rates, and clear communication throughout the loan process.

£800K business loans offer UK SMEs access to substantial capital through a lump sum, typically repaid over a fixed schedule with interest. This form of business loan helps businesses manage cash flow, fund large projects, or invest in growth strategies. With borrowing options tailored by business size and profile, loans of this scale support both expansion and stability. Securing the right loan empowers businesses to take on significant opportunities or navigate challenging periods with confidence.

Secure up to £800,000 in Business Loans with Funding Agent.

Secure up to £1,000,000 in Secure up to £800,000 in Business Loans with Funding Agent. with Funding Agent.

Fastest and easiest application process
Dedicated support
Loan disbursed within 24 hours
No additional charges for early repayment

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^Benefits of Securing an £800K Business Loan

Opting for a business loan at this level brings UK SMEs a host of strategic advantages. Such loans open doors to new opportunities by providing large funding amounts, giving flexibility to match repayment with cash flow, and strengthening working capital. The process is often clear and timely, with rate transparency regulated by the FCA.

Increased cash flow

Flexible repayment options

Support business growth

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of £800K Business Loans Available

Term Loan

Term loans provide a straightforward way for established businesses to access between £10,000 and £5 million, repaid over a set period with fixed or variable interest rates.

Term Loan

With eligibility based on trading history and turnover, term loans suit businesses wanting predictable repayments for major investments. Lenders assess financials, and once approved, funds support growth, equipment purchases or refinancing. Repayments are made over 12 to 84 months, and decisions typically arrive within 5 to 10 business days, giving certainty on both costs and funding schedule.

Invoice Financing

Invoice financing lets businesses release up to 90% of invoiced amounts quickly, ideal for those waiting on payments from reputable clients.

Invoice Financing

If your business has outstanding invoices and needs faster access to working capital, invoice finance can help. Eligibility often starts at 6 months trading history. Approval can be quick, with funds available in 24 to 48 hours. It’s well-suited to cash flow management, with fees usually 1% to 3% per month, and funding is tied to invoice terms, usually up to 120 days.

Asset Finance

Asset finance supports purchase or leasing of machinery, vehicles or technology, letting your business acquire vital equipment with payments spread over time.

Asset Finance

For businesses seeking new assets without the burden of upfront costs, asset finance offers options up to 100% of asset value, typically repayable over 24 to 60 months. The asset acts as security, decisions can take 3 to 7 business days, and interest rates start from around 3%. This makes modernising or expanding operations more accessible.