Compare ^{Peer-to-Peer Business Loan} Options For £800k Funding

Secured P2P business loans are available from £10,000 to £5,000,000, making them ideal for businesses needing significant funding—like £800,000. By offering security such as property or equipment, companies can access lower interest rates (3% to 15% APR) and terms of 6 to 60 months. After an online application and assessment of collateral, lenders make decisions within two to four weeks. Common uses include acquiring equipment, expanding premises, or consolidating debt, and sectors such as construction and manufacturing often benefit from this mechanism.

Unsecured peer-to-peer loans provide amounts from £5,000 up to £500,000, with terms of 12 to 36 months and interest rates between 6% and 25% APR. Businesses with at least two years of trading history and a solid credit profile can apply online, receive a quick credit check, and typically get decisions within one to three weeks. This option is commonly used for working capital, marketing, or bridging cash gaps, and can suit service-based businesses or technology firms without significant assets.

Marketplace P2P loans support a wide range of businesses, including start-ups, with loan sizes from £1,000 to £150,000. They focus on innovative projects and can be ideal for product launches, creative industries, or operational needs. Instead of a standard application, businesses present their proposals on the platform, and individual investors can participate. With terms from 3 to 24 months and rates between 8% and 30% APR, these loans offer quick access—sometimes in just one to two weeks.