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£800K Secured Business Loans - Apply Now

£800K secured business loans are designed for UK businesses seeking substantial funding by using assets as security. This type of finance allows companies to access larger loan amounts, often on more favourable terms, by reducing the lender’s risk with collateral such as property, equipment, or receivables. Businesses use secured loans to fund expansions, invest in assets, or manage cash flow efficiently. Key benefits include better rates, larger borrowing potential, and longer repayment periods compared to unsecured options, making secured business loans a popular choice for scaling and investing in long-term growth.

Secure up to £800,000 in £ Secured Business Loans with Funding Agent.

Secure up to £1,000,000 in Secure up to £800,000 in £ Secured Business Loans with Funding Agent. with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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Key Benefits of Secured Business Loans

Secured business loans can be an effective funding solution for established UK businesses seeking larger sums and flexible repayment arrangements. By using an asset as collateral, your business can unlock access to lower rates, tailored loan amounts, and term options to match your requirements. Explore the main advantages below.

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Large funding amount
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Improved cash flow
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Flexible repayment terms

SCALE YOUR BUSINESS TO NEW HEIGHTS

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Types of Secured Business Loans

Property Secured Loan

Property secured loans use business-owned real estate as collateral, supporting loan sizes from £50,000 to £25,000,000. Suitable for established businesses with property assets.

Property Secured Loan

This option is tailored to companies that own property and need funds for purchasing, expanding, or refinancing premises. The process involves valuing the property, providing financial records, and completing legal checks. Loans run from 12 to 240 months, with rates from 3% to 8% APR. The typical decision time is 2 to 6 weeks. It’s ideal for businesses centralising operations or investing in new sites.

Equipment Secured Loan

Equipment secured loans enable businesses to raise funds by using vehicles or machinery as collateral. Typical amounts range from £20,000 to £5,000,000.

Equipment Secured Loan

A common choice for manufacturing or logistics businesses, this loan type covers acquiring, leasing, or upgrading equipment. The process requires presenting equipment valuations and a business plan. Terms span 12 to 84 months, with rates from 4% to 10% APR. Lenders decide in 1 to 4 weeks. This route helps preserve working capital while maintaining or growing operational capacity.

Invoice Secured Loan

Invoice secured loans release capital against outstanding invoices, offering between £10,000 and £2,000,000. Suitable for SMEs with reliable receivables.

Invoice Secured Loan

This flexible approach allows businesses to bridge short-term cash gaps by leveraging unpaid invoices. After submitting invoices and passing a credit assessment, businesses receive an advance of funds. Repayment terms are 3 to 36 months, with interest rates from 1.5% to 5% above the base rate. Approvals can take as little as one week, supporting businesses with fluctuating cash cycles.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

How to Get a Secured Loan with Funding Agent

Compare Options

Use Funding Agent to assess a wide range of secured loan offers tailored to your asset type and business needs through our online application form, all in one place.

Prepare Documents

Gather your business financials, asset valuations, and legal certificates of ownership ready for lender review to ensure your application progresses smoothly.

Apply Online

Submit your details through the Funding Agent platform to start the application process directly with selected lenders on your shortlist.

Get Funding For your business

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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FAQ’S

What assets can be used for a secured business loan?
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