FINANCE OPTIONS

80k Unsecured Business Loans - Apply Now

An unsecured business loan provides SMEs with the capital required without needing collateral, relying instead on the business’s creditworthiness. This flexibility allows companies to access funds for working capital, equipment purchase, or expansion efforts rapidly, positioning us to help facilitate these financial solutions.

Unsecured Business Loans

Secure up to £500,000 in Unsecured Business Loans with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of 80k Unsecured Business Loans?

Unsecured business loans like those available at unsecured working capital loan offer significant benefits, including quick access to funds and no need for collateral, supporting business growth even for firms without substantial assets. Typical amounts range from £5,000 to £300,000, with rapid decision times, making them ideal for fast-paced industries needing dynamic solutions.

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No collateral required
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What are the different types of 80k Unsecured Business Loans?

Fixed Term Unsecured Loan

The Fixed Term Unsecured Loan allows businesses to borrow between £5,000 to £250,000, repayable over 12 to 60 months, perfect for those with a good credit score and trading history of at least 12 months.

Fixed Term Unsecured Loan

With interest rates from 4% to 15% APR, the fixed term unsecured loan features swift decision-making in 24 to 72 hours. Ideal for sectors like retail or tech aiming for growth, funds can support working capital or equipment acquisition.

Revolving Credit Facility

A Revolving Credit Facility provides ongoing access to finance, with borrowing capabilities up to £200,000, reviewed annually, well-suited for businesses with revenues exceeding £100,000.

Revolving Credit Facility

With interest rates of 0.5% to 3% monthly on drawn funds, this facility offers financial flexibility to handle cash flow fluctuations. Approval can take one to two weeks, beneficial for hospitality managing seasonal changes or manufacturing needs.

Merchant Cash Advance

For businesses relying on card sales, a Merchant Cash Advance can provide £5,000 to £300,000 based on sales performance, with flexible repayment terms.

Merchant Cash Advance

Repayment structured as a set percentage of daily sales allows businesses to manage payment variability. Ideal for restaurants during peak seasons, decisions often take just 24 to 48 hours.

What is an 80k Unsecured Business Loan?

Application Process

The application process for unsecured business loans is straightforward, typically requiring an online form submission along with financial statements. Decisions are usually made within hours to a few days, with funds available shortly thereafter.

Compliance and Regulation

According to FCA regulations, unsecured loans must provide clear terms to borrowers. At Funding Agent, thorough checks on a business's financial status ensure compliance and trust.

Borrowing Capacity & Rates

Factors like creditworthiness and turnover affect borrowing limits and rates. Unsecured loans typically range from 4% to 15% APR, with no collateral required, offering significant competitive advantages for businesses with strong cash flow.

FAQ’S

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