£850k Business Overdraft - Apply Now
An £850k Business Overdraft provides UK SMEs with a reliable credit facility, letting you overdraw on your business account up to an agreed limit. This type of business overdraft is designed to smooth out your day-to-day cash flow, supporting your operational needs without the constraints of a fixed-term loan. It’s an accessible way for businesses to handle working capital challenges quickly—ideal for managing seasonal expenses or unexpected outgoings. The ability to draw only what you need, when you need it, makes the £850k Business Overdraft a flexible and practical finance solution for businesses aiming to stay agile.
- Fastest and easiest application process
- Dedicated support
- Loan disbursed within 24 hours
- No additional charges for early repayment
Key Benefits of a £850k Business Overdraft
Choosing a business overdraft brings several advantages for UK SMEs seeking financial flexibility. This finance option offers rapid access to funds, cost-efficient borrowing based on actual usage, and the ability to adapt to your business’s cash flow demands as they arise. Below are key benefits unique to this facility:
SCALE YOUR BUSINESS TO NEW HEIGHTS

Business Overdraft Types Available
Secured Business Overdraft
Secured business overdrafts require collateral such as property or business assets, providing higher limits—typically from £100,000 up to £5,000,000. They suit established businesses with asset backing.
Unsecured Business Overdraft
Unsecured business overdrafts do not require collateral, making them accessible for businesses with good credit and at least two years’ trading history. Typical limits range from £1,000 to £250,000.
Revolving Credit Facility Overdraft
Revolving credit facility overdrafts cater to established businesses with regular cash needs and reliable income cycles. Limits start from £10,000 and can reach up to £750,000.
How to Get a £850k Business Overdraft with Funding Agent
Contact Us
Reach out via the Funding Agent website using our online application form and let us know you’re interested in a business overdraft. Our team is ready to assist from the outset.
Submit Documents
Provide your up-to-date financial statements, bank records, business details, and, if relevant, information on any assets offered as security.
Receive Offers
We’ll present tailored overdraft offers from our lender panel. You can then compare terms, limits, and pricing to choose the best match for your business.
Real Scenarios
Construction Company Needing Fast Working Capital
Situation
Challenge
Outcome
Ecommerce Business Preparing for Peak Season
Situation
Challenge
Outcome
Marketing Agency Using Invoice Finance
Situation
Challenge
Outcome
Property Developer Using Bridging Finance
Situation
Challenge
Outcome
FAQ’S
DIVE DEEPER
We Like To Keep Things Simple
to
£1m



