FINANCE OPTIONS

^£850K Revolving Credit - Apply Now

Q: What is the borrowing range for a revolving credit facility?

Borrowing ranges start from £5,000 and can reach up to £850,000, depending on your business’s credit history, revenue, and sector.

Q: How long does approval for £850K revolving credit take?

Initial decisions typically take between one and four weeks. Once approved, funds can be available within days, based on your business’s documentation.

Q: What interest rates are typical for a revolving credit facility?

Rates usually start from 3.5% and can go up to 25% APR. The exact rate depends on your business’s creditworthiness, loan amount, and the specific facility chosen.

Q: What are the main types of revolving credit for UK SMEs?

Common types include overdraft facility, credit line, and business credit card. Each suits different cash flow needs and business profiles, from short-term expenses to longer-term operational support.

£850K Revolving Credit gives UK businesses access to a pre-agreed line of funding that can be used, repaid, and then used again as needed. This flexible solution is designed for SMEs with unpredictable cash flow, helping them handle day-to-day expenses or seize new opportunities without repeated loan applications. It is ideal for managing cash flow, funding operational needs, or bridging short-term gaps, offering benefits like flexible borrowing and interest charged only on what is used.

Secure up to £850,000 in £ Revolving Credit with Funding Agent.

Secure up to £1,000,000 in Secure up to £850,000 in £ Revolving Credit with Funding Agent. with Funding Agent.

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Key ^Benefits of a £850K Revolving Credit Facility

Revolving credit facilities offer tailored solutions for UK SMEs seeking agility in their finances. With flexible borrowing limits up to £850,000, businesses benefit from fast access to funds, competitive rates, and the ability to respond quickly to changing cash flow needs. Decision timescales typically range from one to four weeks, supporting operational continuity.

Flexible borrowing

Improved cash flow

Quick access to funds

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Revolving Credit Facilities

Overdraft Facility

Overdraft facilities are suitable for established UK businesses with at least two years of trading. They provide credit lines from £50,000 to £500,000 and are commonly used to navigate short-term cash flow gaps.

Overdraft Facility

An overdraft facility allows a business to overdraw on its account up to an agreed limit. Terms typically last 12 to 24 months and are often reviewed annually. Approval takes one to two weeks and involves financial checks. Overdrafts are widely used in retail, hospitality, and manufacturing, particularly during periods of fluctuating demand.

Credit Line

Credit lines are available to SMEs with stable finances, offering higher credit amounts from £100,000 up to £850,000. This facility suits ongoing funding needs and larger operational expenses.

Credit Line

A credit line provides flexible access to capital. Terms run from 12 to 36 months with monthly reviews. The application process includes a thorough review of business finances and operations. Credit lines help businesses, including tech startups and service providers, to manage cash flow between major receivables or projects.

Business Credit Card

Business credit cards work for SMEs with shorter trading history, providing £5,000 to £100,000 in rolling credit. They help manage frequent, smaller outgoings like supplies and travel.

Business Credit Card

Business credit cards function as revolving monthly facilities, with APR ranges from 15% to 25%. Applications are straightforward and typically decided within two weeks. They’re used across many sectors to streamline day-to-day spending and improve expense management.

Typical Funding Journeys on Funding Agent

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How to Secure a £850K Revolving Credit Facility with Funding Agent

Submit Your Details

Complete our secure online application form with your business and financial information to begin the process.

Compare Options

We present revolving credit options from our network of UK lenders, tailored to your business’s profile and needs.

Choose and Apply

Select the most suitable offer and complete your application with guidance from our expert team.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What is the borrowing range for a revolving credit facility?

How long does approval for £850K revolving credit take?

What interest rates are typical for a revolving credit facility?

What are the main types of revolving credit for UK SMEs?

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^£850K Revolving Credit - Apply Now

Key ^Benefits of a £850K Revolving Credit Facility

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Revolving Credit Facilities

Overdraft Facility

Overdraft Facility

Credit Line

Credit Line

Business Credit Card

Business Credit Card

Typical Funding Journeys on Funding Agent