FINANCE OPTIONS

^900k Asset Finance - Get a Quote Today

Q: What is the typical borrowing range for asset finance?

Asset finance typically allows UK businesses to borrow between £5,000 and £1 million. The exact amount available will depend on your company’s size, credit history, and the value of the asset being financed.

Q: How long does it take to get approved?

Initial decisions for asset finance are usually made within one to four weeks. Once approved, funds can be disbursed in as little as one to two weeks, provided you have submitted complete financial documentation.

Q: What are the main types of asset finance?

The main types are Hire Purchase, Finance Lease, and Operating Lease. Each option offers a different balance of ownership, duration, payments, and flexibility to match diverse business needs.

Q: What regulations apply to asset finance?

Asset finance agreements must meet Financial Conduct Authority (FCA) standards. These regulations ensure fair treatment of customers and require strict data protection by lenders and brokers.

Asset Finance enables businesses to acquire or refinance valuable assets such as equipment, vehicles, or machinery by using the asset itself as security for borrowing. This form of asset finance is especially relevant for UK SMEs needing access to high-value resources without depleting their cash reserves. By spreading the cost of assets over time and using them to secure funding, businesses can maintain stable cash flow and invest in growth. Asset finance is commonly used to fund significant purchases that would otherwise strain capital resources.

Asset Finance

Secure up to £1,000,000 in Asset Finance with Funding Agent.

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^Benefits of 900k Asset Finance

Asset finance offers funding solutions designed for substantial purchases, giving flexibility and control when acquiring business-critical assets. With competitive interest rates and a range of lending terms, this finance type supports tailored investments while ensuring compliance with FCA regulations and maintaining business liquidity.

Lowers monthly payments

Improves cash flow

Flexible repayment terms

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Finance for 900k

Hire Purchase

Hire Purchase allows your business to acquire assets with the intention of eventual ownership. You spread repayments over time and own the asset at the term's end.

Hire Purchase

With Hire Purchase, the lender purchases the required asset up front, and your business repays in instalments across 12 to 60 months, with amounts from £5,000 up to £1 million. Provided you maintain a good credit record and at least two years of trading, you gain ownership at the end. This suits sectors like manufacturing or logistics seeking long-term use of assets.

Finance Lease

Finance Lease gives access to assets without immediate ownership. Your business pays to use the asset and may continue leasing or sell it at the lease's end.

Finance Lease

Finance Lease is available to SMEs with sound credit and stable cash flow, offering terms from 24 to 72 months for £10,000 to £500,000. Your business leases the asset from the lender and can decide how to proceed at the end, making it ideal for sectors facing frequent upgrades, such as IT or healthcare.

Operating Lease

Operating Lease is designed for short-term asset needs. You rent the asset for a specific period and return it when the term ends.

Operating Lease

Operating Lease suits businesses with temporary asset requirements, such as retail or event management. With amounts from £5,000 to £300,000 and terms of 12 to 48 months, this option allows flexibility and minimal long-term commitment, provided your credit profile is excellent.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How Funding Agent Helps You Secure Asset Finance

Submit Your Needs

Tell us about your asset requirements and share your business’s financial details through our secure online application form on our platform.

Compare Options

Access tailored asset finance offers from a diverse lender panel. Review terms, rates, and choose what works for your business.

Select and Apply

Pick the most suitable finance offer and complete the lender’s application, submitting your key documents for a streamlined process.

Get Funding For your business

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What is the typical borrowing range for asset finance?

How long does it take to get approved?

What are the main types of asset finance?

What regulations apply to asset finance?

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June 24, 2025

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^900k Asset Finance - Get a Quote Today

^Benefits of 900k Asset Finance

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Finance for 900k

Hire Purchase

Hire Purchase

Finance Lease

Finance Lease

Operating Lease

Operating Lease

Typical Funding Journeys on Funding Agent

How Funding Agent Helps You Secure Asset Finance

Submit Your Needs

Compare Options

Select and Apply

Get Funding For your business

Real Scenarios

Construction Company Needing Fast Working Capital

Ecommerce Business Preparing for Peak Season

Marketing Agency Using Invoice Finance

Property Developer Using Bridging Finance

Get A Clear Overview of Cost Effective Lenders

FAQ’S

DIVE DEEPER

What Is Asset Finance?

How Asset Finance Can Boost Cash Flow for Your Business

Top Asset Finance Lenders in the UK

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