FINANCE OPTIONS
900k Asset Finance - Get a Quote Today
£900k Asset Finance is a way to borrow money to buy expensive equipment or assets for your business, using the asset itself as security. It helps businesses grow without having to pay the full amount upfront. Interested in learning how it could work for you? Just ask!
- Fastest and easiest application process
- Dedicated support
- Loan disbursed within 24 hours
- No additional charges for early repayment
What are the benefits of 900k Asset Finance?
900k Asset Finance allows businesses to acquire necessary assets without the burden of upfront costs, thereby improving cash flow and enabling better allocation of financial resources. This financial solution is especially helpful for companies looking to invest in equipment or vehicles while managing their expenses effectively.
Lowers monthly payments
Improves cash flow
Flexible repayment terms
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What are the different types of 900k Asset Finance?
Hire Purchase
Finance method where the asset is paid for in instalments and ownership transfers at the end.
Finance Lease
Asset is leased for most of its useful life with the business responsible for maintenance.
Operating Lease
Shorter-term rental with no transfer of ownership or responsibility for asset disposal.
What is 900k Asset Finance?
Hire Purchase
With hire purchase, the business pays a deposit and then fixed monthly payments to use the asset. Ownership transfers to the business after the final payment. This method is suitable if you want to own the asset long-term. Maintenance is usually not included, but the business can claim depreciation and interest for tax purposes.
Finance Lease
In a finance lease, the business pays to use the asset for most of its useful life, but legal ownership stays with the lessor (the finance company). At the end of the lease, the business can often buy the asset, return it, or refinance it. Lease payments are usually tax-deductible, but the business does not claim depreciation—only the lessor does. This option is flexible if you need to upgrade assets frequently.
Operating Lease
An operating lease is a shorter-term rental where the business never owns the asset. The lessor (owner) keeps all the risks and benefits of ownership, and the asset is usually returned at the end of the contract. This option suits businesses that want to avoid the hassle of maintaining, selling, or disposing of assets.
Real Scenarios
Construction Company Needing Fast Working Capital
Situation
A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.
Challenge
Traditional bank applications were too slow; they needed a decision and funds within days.
Outcome
Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.
Ecommerce Business Preparing for Peak Season
Situation
An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.
Challenge
They wanted flexible terms and a quick turnaround so stock could be ordered in time.
Outcome
Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.
Marketing Agency Using Invoice Finance
Situation
A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.
Challenge
They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.
Outcome
Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.
Property Developer Using Bridging Finance
Situation
A developer needed short-term finance to complete a purchase before selling an existing property.
Challenge
They required a fast decision and flexible terms to align with the sale timeline.
Outcome
Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
FAQ’S
What is a £900k asset finance facility in the UK plant hire sector?
Who is eligible for £900k asset finance in sectors like plant hire or manufacturing?
Can plant hire companies use £900k asset finance for used equipment?
What documents are needed to apply for £900k asset finance for plant equipment?
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