FINANCE OPTIONS

^900k Asset Refinance - Get a Free Quote

Q: What assets can be refinanced for £900k?

You can refinance high-value assets such as machinery, vehicles, or commercial property. The asset must be owned by your business and have a valuation that supports the amount you wish to borrow.

Q: How long does asset refinance approval take?

Initial decisions are often made within 1 to 3 weeks. Funds may be available within 2 to 6 weeks after approval, though timelines depend on valuation and the completeness of your documents.

Q: What are the typical rates and fees for asset refinance?

Rates usually range from 4% to 12% APR. Additional costs may include arrangement and valuation fees, as well as early repayment charges depending on lender policies.

Q: What documents are required for 900k Asset Refinance?

Lenders usually need proof of asset ownership, recent financial statements, and an asset valuation report. Compliance with UK regulatory standards is also required for approval.

900k Asset Refinance enables UK businesses to unlock capital from owned assets, such as machinery, vehicles, or property. By using these assets as security, you can release equity for working capital or growth investments without selling valuable equipment. This approach is ideal for companies aiming to manage cash flow, seize growth opportunities, or restructure finances efficiently. Asset refinance offers substantial funding amounts, often with flexible terms based on asset value, providing a tailored alternative to traditional loans that works with your existing resources.

Asset Refinance

Secure up to £1,000,000 in Asset Refinance with Funding Agent.

Fastest and easiest application process
Dedicated support
Loan disbursed within 24 hours
No additional charges for early repayment

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Key ^Benefits of 900k Asset Refinance

900k Asset Refinance lets your business access cost-effective funding by using owned assets as collateral. Typically, decisions are made in 1 to 3 weeks, with rates ranging from 4% to 12% APR. Repayment schedules are flexible and depend on asset value and business requirements, making this a practical finance solution for many UK SMEs.

Increased liquidity

Improved cash flow

Better loan terms

SCALE YOUR BUSINESS TO NEW HEIGHTS

Main Types of Asset Refinance

Machinery Refinance

Machinery refinance lets UK businesses release cash from valuable equipment, aiding cash flow or funding growth, with amounts from £50,000 to £2,000,000 and terms up to 60 months.

Machinery Refinance

For businesses with significant machinery assets, this option provides funding after the machinery has been valued. Typically, eligibility requires proof of ownership and the business being UK-registered. Sector examples include manufacturing and construction, where access to rapid capital can help with upgrades or unlocking tied-up equity. Funds are often available within 2 to 3 weeks, making it practical for timely expansions or operational needs.

Vehicle Refinance

Vehicle refinance enables companies to unlock funds from fleets or high-value vehicles, providing capital for expansion or working capital from £25,000 to £1,500,000.

Vehicle Refinance

This option suits businesses owning fleets or individual valuable vehicles. After an initial valuation, funds may be accessible within 1 to 2 weeks. Commonly used by logistics or delivery services, vehicle refinance supports fleet growth or liquidity needs, with flexible terms and rates from 5% to 10% APR. It's a quick and effective way for firms to leverage their fleet’s worth.

Property Refinance

Property refinance offers large capital releases for owners of commercial premises, with typical amounts ranging from £100,000 to £5,000,000 and extended repayment periods.

Property Refinance

Owners of commercial properties can refinance their assets to secure funds for business expansion or cash flow, following a formal appraisal and credit check. Retail and hospitality businesses often benefit from this approach. Terms can extend up to 96 months, and competitive rates as low as 4% APR may apply, with decisions usually delivered in 3 to 6 weeks.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How to Access 900k Asset Refinance with Funding Agent

Submit Inquiry

Start by providing basic business details and describing the assets you wish to refinance using our streamlined online application form.

Receive Offers

We match you with lenders from our panel, presenting you with refinance offers that suit your assets and funding requirements.

Complete Application

Choose your preferred lender and upload documents like proof of ownership, valuation reports, and financial statements to proceed to approval.

Get Funding For your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What assets can be refinanced for £900k?

How long does asset refinance approval take?

What are the typical rates and fees for asset refinance?

What documents are required for 900k Asset Refinance?

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June 24, 2025

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^900k Asset Refinance - Get a Free Quote

Key ^Benefits of 900k Asset Refinance

SCALE YOUR BUSINESS TO NEW HEIGHTS

Main Types of Asset Refinance

Machinery Refinance

Machinery Refinance

Vehicle Refinance

Vehicle Refinance

Property Refinance

Property Refinance

Typical Funding Journeys on Funding Agent