FINANCE OPTIONS

900k Leasing Finance – Get Your Customized Plan Today

900k leasing finance is a type of leasing facility where a lender (or leasing company) buys an asset for your business and then leases it back for fixed monthly payments. Businesses use this approach to fund equipment, vehicles, machinery or IT without paying the full purchase cost upfront. It can also help convert large capex into predictable payments, while keeping working capital available for everyday costs. Depending on the lease structure, you may have options at the end such as returning the asset, continuing the lease, or purchasing it.

Leasing Finance

Secure up to £1,000,000 in Leasing Finance with Funding Agent.

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Benefits of leasing finance up to £900k

When you are looking at a £900k leasing finance request, lenders typically focus on affordability, the asset’s value and the business’s ability to sustain the monthly rentals. Leasing costs are usually presented as rental payments rather than a simple interest rate, so the effective finance cost depends on the term, deposit and risk.

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Common types of leasing finance

Asset finance lease (operating or finance lease)

Use this when you have a clear asset to lease, such as equipment, vehicles or machinery. The lender assesses your credit and affordability and also reviews the asset’s value and resale condition, then structures rental payments with end-of-lease options.

Asset finance lease (operating or finance lease)

Asset finance leases are often suited to businesses that want a structured monthly cost and a clear ownership pathway, depending on whether it is an operating or finance lease. Typical terms range from 24 to 72 months, and facility sizes commonly fall from £100,000 to £900,000+. Decision times are commonly around 3 to 15 working days when information is complete. Pricing is usually rental-based, with interest equivalents, where disclosed, often in the mid to high single digits to low teens depending on term, deposit and asset risk.

Invoice-backed lease (lease with cashflow support)

This is designed for SMEs with relatively stable receivables, often supported by invoice history. Lenders review the quality of receivables and repayment capacity alongside the invoice financing request.

Invoice-backed lease (lease with cashflow support)

An invoice-backed lease can help when you want to invest in assets but cash is temporarily tied up in invoices. Typical lending amounts often range from £50,000 to £900,000+, with terms from 18 to 60 months. Decision time is often 7 to 20 working days due to receivables review and credit checks. Lease costs remain rental-based, and interest-equivalent figures, where discussed, can vary from higher single digits up to around low teens depending on invoice risk, term and deposit or advance structure.

Contract hire lease (company vehicle/asset hire-style)

Choose contract hire when you want vehicles or assets on a hire-style agreement, often with servicing or maintenance options depending on the contract. Residual values and fleet risk are key inputs into affordability.

Contract hire lease (company vehicle/asset hire-style)

Contract hire leases are commonly used for vehicle fleets and similar hire-style arrangements, where monthly costs are bundled into a hire figure. Typical lending amounts can be £80,000 to £900,000+ for fleet or higher-value assets, depending on the number of vehicles, duration and residual assumptions. Terms are often 12 to 60 months, and decisions are commonly 5 to 15 working days when specifications are clear. The finance cost may not be shown as an APR in the same way as a loan, but effective cost equivalents often sit broadly in the mid single digits to low teens, influenced by vehicle category, mileage assumptions and business risk.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

How Funding Agent helps you find a £900k lease

Share your asset and business basics

Tell us what you want to lease, including the asset type and any supplier quote details if you have them. Provide core business information and your intended lease term, so we can understand fit and the likely deal structure.

We match you to lease options

Funding Agent uses your details to shortlist suitable leasing finance types and providers. Matching considers asset fit, your affordability profile and typical deal structures, helping avoid sending a request that is unlikely to align with lender criteria.

Submit documents and progress

We help coordinate an application pack so the leasing provider can complete credit and affordability checks and issue the lease agreement for signature. If documents are provided promptly, the process can progress within the timeframe lenders typically use.

Get Funding For your business

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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FAQ’S

What amount can I apply for with leasing finance?
How long does a £900k leasing finance decision take?
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Which leasing type fits my asset request?

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