FINANCE OPTIONS

^£900K Line of Credit - Get Approved Today

Q: What is the minimum and maximum I can borrow?

You can borrow from £10,000 up to £3,000,000 with a line of credit, with your specific limit determined by turnover, credit rating, and available collateral.

Q: How quickly can I access funds?

Initial decisions are often made within a week, with funds available in 2 to 4 weeks depending on your business’s application complexity and the credit facility chosen.

Q: What factors affect my interest rate?

Your rate is influenced by your business creditworthiness, the type of credit line you apply for, and whether the facility is secured by assets. Typical APRs range from 1.5% to 25%.

Q: Are there regulatory requirements I should know?

Yes, businesses must comply with UK GDPR standards and ensure that any financial promotions or agreements meet requirements set by the Financial Conduct Authority (FCA).

A £900K line of credit is a flexible borrowing facility that allows UK SMEs to access funds up to a set limit of £900,000. Unlike lump-sum loans, you only pay interest on the amount you withdraw, making it a popular choice for businesses managing varied expenses or seasonal cash flow changes. With a line of credit, businesses can access capital as needed to seize opportunities or cover unexpected costs, all while retaining control over repayments. This flexibility supports both planned and urgent financial needs, making it a practical solution for a wide range of businesses.

Secure up to £900,000 in £ Line of Credit with Funding Agent.

Secure up to £1,000,000 in Secure up to £900,000 in £ Line of Credit with Funding Agent. with Funding Agent.

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Dedicated support
Loan disbursed within 24 hours
No additional charges for early repayment

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^Benefits of a £900K Line of Credit

A line of credit gives your business access to funds when required, without the need to reapply for new loans. With competitive interest rates and a pay-as-you-use model, you can control costs and manage your cash flow more efficiently. Approval and funding can be relatively fast depending on your business profile.

Financial flexibility

Immediate access to funds

Improved cash flow

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Lines of Credit Available

Revolving Line of Credit

Use and repay funds flexibly within your approved limit. Suitable for businesses with over £500,000 turnover and at least two years’ trading history.

Revolving Line of Credit

A Revolving Line of Credit offers between £50,000 and £1,000,000, with terms from 3 to 36 months and typical APRs from 2% to 9%. Once approved, you can draw and repay funds as needed, resetting your available credit with each repayment. This option supports cash flow and routine expense management, with decisions typically reached in 1 to 2 weeks.

Secured Line of Credit

Backed by business assets such as property or equipment, this option is ideal for securing larger amounts and longer terms.

Secured Line of Credit

A Secured Line of Credit typically ranges from £100,000 to £3,000,000, with lending periods between 6 and 60 months. Interest rates are often lower, from 1.5% to 5% APR, as the facility is secured against assets. The process involves collateral evaluation and can provide significant funding for large-scale projects, expansions, or debt consolidation.

Business Credit Card Line

Access short-term credit through a business card, ideal for operational expenses and minor purchases.

Business Credit Card Line

Business Credit Card Lines offer limits from £10,000 to £500,000 with a monthly billing cycle and interest rates of 10% to 25% APR. After a credit check, the card provides ongoing access to funds for working capital, travel, or day-to-day costs. Approval usually takes several days to a week, serving SMEs with at least £250,000 annual turnover and solid credit history.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How to Secure a £900K Line of Credit with Funding Agent

Submit Application

Share your business details and chosen credit amount through an online application form, which starts your tailored lender search.

Review Offers

Review and assess loan offers from multiple lenders, comparing rates, terms, and requirements before making a choice.

Select and Finalise

Pick the most suitable lender and finish their approval process to access your new line of credit promptly.

Get Funding For your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What is the minimum and maximum I can borrow?

How quickly can I access funds?

What factors affect my interest rate?

Are there regulatory requirements I should know?

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July 31, 2025

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^£900K Line of Credit - Get Approved Today

^Benefits of a £900K Line of Credit

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Lines of Credit Available

Revolving Line of Credit

Revolving Line of Credit

Secured Line of Credit

Secured Line of Credit

Business Credit Card Line

Business Credit Card Line

Typical Funding Journeys on Funding Agent

How to Secure a £900K Line of Credit with Funding Agent

Submit Application

Review Offers

Select and Finalise

Get Funding For your business

Real Scenarios

Construction Company Needing Fast Working Capital

Ecommerce Business Preparing for Peak Season

Marketing Agency Using Invoice Finance

Property Developer Using Bridging Finance

Get A Clear Overview of Cost Effective Lenders

FAQ’S

DIVE DEEPER

What is a Revolving Credit Loan?

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