Compare ^{Pre-Pack Administration Finance} Options for £900k Needs

A bridging loan is designed to provide urgent capital to keep a business trading during administration. Eligibility depends on a viable exit plan and adequate future cash forecasts, and funding is typically secured against business assets. This finance is commonly used in sectors facing rapid changes, such as retail or services, to facilitate operations while a buyer is found or restructuring is arranged. It helps maintain liquidity and stability through a critical transition period.

Asset-based lending uses tangible assets—such as equipment, stock, or property—as security to advance a percentage of their value as a loan. The process involves a thorough asset appraisal to determine borrowable amounts. This type of finance is ideal for manufacturing or logistics businesses, enabling them to keep operating during administration without needing to sell assets immediately. It supports working capital by leveraging the value held in business assets. Learn more about Asset Finance and how it is used for immediate funding needs.

With debtor financing, businesses secure funds by using unpaid invoices as collateral. Typically, lenders advance 80% to 90% of invoice value, supporting healthy cash flow despite delayed customer payments. This type works well for service providers or wholesalers with strong client lists. The process offers a practical means to keep operations running during administration by converting receivables into immediate working capital. Find out more about invoice financing and its advantages for UK businesses.