FINANCE OPTIONS

^£900K Revolving Credit - Apply Now

Q: What is the typical borrowing range for a revolving credit facility?

Borrowing amounts usually start from £10,000 and can reach up to £1,000,000. The actual facility size depends on your business’s financial performance, credit profile, and lender assessment.

Q: How quickly can funds be accessed?

On average, lenders provide a decision within one to four weeks after your application. If approved, funds may be available within a few days, depending on the completeness of your documentation and the lender's process.

Q: What interest rates apply to £900K revolving credit?

Interest rates typically range from 3% to 15% above the base rate. Fees such as arrangement or renewal charges may also apply, depending on the lender and facility structure.

Q: What types of products fall under revolving credit?

Business overdrafts, flexible business loans, and lines of credit are common types. Each has different eligibility criteria, typical loan amounts, and sector suitability, catering to a variety of business needs.

A £900K Revolving Credit Facility gives UK businesses access to a flexible, pre-approved line of credit of up to £1,000,000. Businesses can draw funds as needed, repay, and reuse the limit, supporting ongoing cash flow. This facility is especially useful when finance requirements change often, whether due to seasonal fluctuations, growth plans, or unexpected expenses. Interest is charged only on the funds used, and credit can be repaid and redrawn repeatedly, making it cost-effective for managing larger, ongoing funding needs efficiently.

Secure up to £900,000 in £ Revolving Credit with Funding Agent.

Secure up to £1,000,000 in Secure up to £900,000 in £ Revolving Credit with Funding Agent. with Funding Agent.

Fastest and easiest application process
Dedicated support
Loan disbursed within 24 hours
No additional charges for early repayment

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Key ^Benefits of £900K Revolving Credit

Revolving credit helps businesses navigate changing financial needs by giving them the freedom to access and repay funds as needed. Approval is often quick, and costs are linked to the actual amount drawn rather than the full credit limit. This tailored flexibility suits businesses aiming to keep costs under control while having reliable access to funding.

Flexible borrowing

Quick access to funds

Improves cash flow

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Revolving Credit Facility

Business Overdraft

A business overdraft provides a flexible buffer for short-term needs, allowing UK businesses to access extra funds through their business account to cover unexpected expenses or cash flow gaps.

Business Overdraft

Eligible businesses with a stable turnover and established trading history can apply for a business overdraft from banks or lenders. Typical overdraft amounts range from £10,000 to £500,000, with interest rates usually 3% to 10% above base rate. The facility is subject to annual review and can be accessed as needed, supporting sectors with fluctuating cash flow such as retail, hospitality, and manufacturing.

Flexible Business Loan

Flexible business loans offer larger credit lines, ideal for investing in growth, bridging working capital gaps, or purchasing inventory with the freedom to draw when needed.

Flexible Business Loan

UK businesses trading for at least two years with strong credit can access between £50,000 and £1,000,000 through this product. Terms typically run from one to three years with APRs of 6% to 15%. Funds are made available following a lender review of business plans and financial statements, and repayments can be structured to suit cash flow, for example with secured business loans for import/export.

Line of Credit

A line of credit gives SMEs repeated access to funds for operational costs, emergencies, or new opportunities, commonly set with annual renewal.

Line of Credit

Eligible SMEs with positive cash flow and solid credit status can secure £20,000 to £750,000. With interest rates from 4% to 12% above base rate, funds can be drawn online or by cheque and reused as needed. This option is ideal for sectors like agriculture, IT, and logistics that require ongoing access to capital for everyday expenses.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How Funding Agent Helps You Access Revolving Credit

Explore Options

Use the Funding Agent platform to identify and compare revolving credit products using our online application form that meet your business’s financial requirements.

Submit Application

Complete a straightforward online application by providing your business’s latest financial statements, bank details, and company documentation.

Receive Offers

Review offers from multiple lenders, compare key terms, and select the revolving credit facility that suits your funding goals.

Get Funding For your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What is the typical borrowing range for a revolving credit facility?

How quickly can funds be accessed?

What interest rates apply to £900K revolving credit?

What types of products fall under revolving credit?

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^£900K Revolving Credit - Apply Now

Key ^Benefits of £900K Revolving Credit

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Revolving Credit Facility

Business Overdraft

Business Overdraft

Flexible Business Loan

Flexible Business Loan

Line of Credit

Line of Credit

Typical Funding Journeys on Funding Agent