FINANCE OPTIONS

90k Business Line of Credit - Apply Now

A £90,000 business line of credit offers UK SMEs flexible access to funds, empowering them to effectively manage cash flow fluctuations, cover payroll, and replenish inventory as needed. As a dynamic financing solution provided by Funding Agent, it supports businesses in maintaining operational stability and seizing growth opportunities without the constraints of traditional loans. This accessible credit facility is essential for sustaining day-to-day activities while preserving financial agility.

Secure up to £90,000 in Business Line of Credit with Funding Agent.

Secure up to £500,000 in Secure up to £90,000 in Business Line of Credit with Funding Agent. with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of 90k Business Line of Credit?

The flexibility of a business line of credit helps SMEs maintain cash flow, ensuring funding is only paid on as-used amounts, which can significantly reduce financing costs.

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Flexible funding access
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Improved cash flow management
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Builds business credit

SCALE YOUR BUSINESS TO NEW HEIGHTS

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What are the different types of 90k Business Line of Credit?

Secured Business Line of Credit

Ideal for established firms with assets, offering credit from £10,000 to £5,000,000 over 12 to 60 months at 4-10% APR. Requires asset collateral.

Secured Business Line of Credit

Great for large purchases or inventory financing, secured business lines require assets like equipment as collateral, with decision times of 2-4 weeks.

Unsecured Business Line of Credit

Available without collateral for high-credit businesses, with amounts up to £250,000 over 6 to 36 months and rates from 6-24% p.a.

Unsecured Business Line of Credit

Fitting for short-term costs, unsecured lines offer quick processing in 1-2 weeks and cater to tech startups requiring immediate funds without security.

Revolving Business Line of Credit

Best for businesses with fluctuating revenue, offering loans from £10,000 to £500,000 and flexible terms, ideal for managing operations.

Revolving Business Line of Credit

Revolving lines effectively manage seasonal variations, with ongoing access via income verification. Decision times range 1-3 weeks.

What is a 90k Business Line of Credit?

Application and Decision Timelines

Business funding applications generally involve submitting financial documents and may require personal guarantees. Initial decisions take 1-4 weeks, with funds quickly available post-approval.

Regulatory Compliance for UK Business Loans

Business lending practices in the UK are overseen by the Financial Conduct Authority, ensuring fair terms and responsible lending conditions.

Borrowing Capacity and Rates Overview

Factors like credit ratings and collateral influence borrowing scopes from £5,000 to £5,000,000 with rates between 4-24% p.a., also impacted by economic climates.

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FAQ’S

How quickly can I get a decision on a business line of credit?
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DIVE DEEPER

July 31, 2025

What is a Revolving Credit Loan?

Discover how revolving credit loans work, their pros and cons, and how UK SMEs use them to manage cash flow and growth in 2025.
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Which Financing Is Best for Short-Term Business Needs?

Discover the top short-term financing options for UK businesses. Compare loan types, sector usage, and metrics to find the best funding solution for your needs.
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