FINANCE OPTIONS

^£950K Revolving Credit - Apply Now

Q: What is the typical borrowing range for £950K revolving credit?

Borrowing ranges from £50,000 up to £2,000,000, with the exact amount determined by your turnover, credit history, and existing financial obligations. Assessing your eligibility and business financials will help identify the most suitable credit limit for your situation.

Q: How quickly can I access funds after applying?

Approval decisions for revolving credit usually take between 2 and 4 weeks, provided all documentation is complete and accurate. Once approved, funds can be drawn as needed and are made available shortly after final confirmation with your lender.

Q: What are typical interest rates and fees?

Interest rates commonly range from 4% to 14% APR, depending on your creditworthiness and market conditions. Additional charges may include arrangement and management fees, which should be disclosed by the lender before you proceed with your facility.

Q: What documentation is needed to apply?

Lenders typically require recent financial statements, business bank statements, and a business plan. Providing these documents ensures a smooth assessment and speeds up the application process, especially as lenders must comply with FCA regulations.

£950K Revolving Credit provides UK SMEs with a flexible credit line up to an agreed limit, making it possible to draw, repay, and redraw funds as needed. This form of revolving credit helps businesses manage cash flow, navigate short-term funding gaps, and access working capital without multiple loan applications. You only pay interest on the amount you actually use, supporting sensible financial management. Many UK businesses select this facility for its ongoing access to funds, flexible usage, and efficiency in covering business expenses as they arise.

Secure up to £950,000 in £ Revolving Credit with Funding Agent.

Secure up to £1,000,000 in Secure up to £950,000 in £ Revolving Credit with Funding Agent. with Funding Agent.

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Loan disbursed within 24 hours
No additional charges for early repayment

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Key ^Benefits of £950K Revolving Credit

£950K revolving credit solutions offer significant practical advantages to UK businesses looking for financial flexibility. With tailored limits and transparent pricing, these facilities are regulated and designed to support company liquidity. Fast decision times and rates determined by business health ensure you always stay in control of your finances.

Flexible access to funds

Supports cash flow management

Quick approval process

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Revolving Credit Facilities

Business Overdraft

A business overdraft adds flexibility by allowing temporary borrowing on your business account, with credit limits from £10,000 to £250,000 and terms up to three years. Learn more in our essential guide to business overdraft options.

Business Overdraft

Business overdrafts are typically attached to a business bank account and enable you to borrow as needed within a set limit. Eligibility often requires a trading history of at least one year. Annual renewal is common, interest rates typically range from 4% to 12% APR, and approval takes 1 to 3 weeks. This approach is widely used to cover short-term cash flow gaps and support industries with variable revenue cycles.

Revolving Credit Facility

A revolving credit facility offers credit between £100,000 and £2,000,000, suitable for established businesses with high turnover, supporting larger funding needs. You can explore options on our credit facility page.

Revolving Credit Facility

This facility is aimed at businesses with a turnover above £500,000 and requires a strong credit score. Lending terms range from 6 to 24 months with rates from 5% to 14% APR, commonly linked to base rates. The application process demands detailed financial documentation, and typical approval takes 2 to 4 weeks. It suits organisations managing seasonal fluctuations or large working capital cycles.

Invoice Finance Revolving Credit

Invoice finance revolving credit is perfect for B2B companies, using unpaid invoices as collateral for credit lines from £50,000 to £1,000,000. See more about invoice financing solutions for your business.

Invoice Finance Revolving Credit

Targeted at businesses with outstanding invoices, this form involves an agreement with an invoice financier who provides funds against due payments. This can be set up quickly, often within 1 to 2 weeks, with flexible ongoing terms and rates starting from 1% above base rate, plus service fees. It's effective for managing cash flow between client payments, especially in sectors like logistics or recruitment.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

Secure £950K Revolving Credit with Funding Agent

Submit Financial Information

Provide recent financial accounts, business plans, and details of any existing business credit arrangements for lender assessment using our online application form to begin your process.

Receive Lender Offers

Review personalised revolving credit offers from a wide panel of lenders, comparing terms, rates, and suitability for your business requirements. Get support through our revolving credit loan comparison.

Select and Finalise

Choose the facility that aligns with your needs and finalise your application. Funding Agent supports you through all documentation and questions.

Get Funding For your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What is the typical borrowing range for £950K revolving credit?

How quickly can I access funds after applying?

What are typical interest rates and fees?

What documentation is needed to apply?

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^£950K Revolving Credit - Apply Now

Key ^Benefits of £950K Revolving Credit

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Revolving Credit Facilities

Business Overdraft

Business Overdraft

Revolving Credit Facility

Revolving Credit Facility

Invoice Finance Revolving Credit

Invoice Finance Revolving Credit

Typical Funding Journeys on Funding Agent