FINANCE OPTIONS

£950K Secured Business Loans - Apply Now

£950K Secured Business Loans let UK businesses access substantial funding by pledging valuable assets such as property, equipment, or invoices. This type of lending allows companies to borrow larger sums with more competitive interest rates, as collateral reduces the lender’s risk. Businesses often use secured loans for major investments, expansion, or refinancing. Key benefits typically include higher funding limits, flexible repayment structures, and the ability to spread costs over manageable terms. By putting assets to work, businesses can secure crucial capital to drive growth and new opportunities.

Secure up to £950,000 in £ Secured Business Loans with Funding Agent.

Secure up to £1,000,000 in Secure up to £950,000 in £ Secured Business Loans with Funding Agent. with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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Key Benefits of £950K Secured Business Loans

Secured business loans offer targeted advantages to businesses seeking significant capital. Interest rates are often more favourable than with unsecured lending, while borrowing limits can reach up to £950,000 if you can pledge appropriate collateral. Flexible repayment terms support cash flow needs and varied investment plans.

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Large funding amount
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Flexible repayment terms
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Secured against assets

SCALE YOUR BUSINESS TO NEW HEIGHTS

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Types of Secured Business Loans Available

Property-Backed Secured Loan

Use company-owned commercial property as collateral to unlock funding between £100,000 and £5,000,000. Suited for businesses needing large, long-term finance solutions.

Property-Backed Secured Loan

Property-backed secured loans require you to pledge a commercial property which the lender values as part of the assessment. This route is popular in sectors such as real estate or hospitality, where property-based collateral is available for major expansions or refinancing. Terms can span from 12 to 240 months, with interest rates from 3% to 7% APR and a decision time of 2 to 4 weeks.

Equipment-Backed Secured Loan

Leverage valuable machinery or equipment you own to access funds between £50,000 and £2,000,000. Often preferred by manufacturing or construction firms.

Equipment-Backed Secured Loan

Businesses with high-value equipment can secure loans by using this equipment as collateral. Lenders assess the equipment’s value and your financial health before making an offer. This option is suitable for purchasing, upgrading, or repairing critical assets, typically lasting 6 to 84 months, with rates from 4% to 10% APR and decisions in 1 to 3 weeks.

Invoice Secured Loan

Secure finance using the value of issued invoices, borrowing from £20,000 to £1,000,000. Well-suited for service or wholesale sectors managing payment delays.

Invoice Secured Loan

Invoice secured loans enable businesses with strong invoicing systems to use unpaid invoices as collateral. After validating your invoices and client creditworthiness, lenders offer short-term funding, which is particularly useful for bridging cash flow gaps. Loans can last from 1 to 24 months, at rates 1% to 5% above base, with a decision time of 7 to 14 days.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

How to Apply for a £950K Secured Business Loan with Funding Agent

Complete Application Form

Provide your business and collateral details through our online application form, including key documents and asset information needed for review.

Receive Loan Offers

Get tailored loan offers from multiple lenders, each reflecting your submitted financials and collateral. Review and compare to choose the most suitable option.

Finalise and Receive Funds

Select and progress with the best offer. Finalise legal paperwork and collateral checks to access funds promptly, ready to support your business goals.

Get Funding For your business

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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Get A Clear Overview of Cost Effective Lenders

Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

What collateral is required for a £950K secured business loan?
How long does approval take for £950K secured loans?
What are the typical rates and fees for this type of borrowing?
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