FINANCE OPTIONS

^£950K Unsecured Business Loans - Apply Now

Q: What are the borrowing limits for unsecured business loans?

Unsecured business loans typically range from £10,000 to £1,500,000. The maximum you can borrow is affected by your business’s creditworthiness, financial health, and revenue consistency.

Q: How long does it take to get funds from approval?

After approval, funds are usually made available within 1 to 2 weeks. The exact timeline depends on the completeness of your application and your chosen lender’s processing speed.

Q: What rates and fees should I expect?

Interest rates for unsecured business loans usually fall between 4% and 20% APR. Keep in mind that arrangement fees and late payment charges may also apply depending on the lender’s terms.

Q: What types of unsecured loans are available for £950K?

You can choose from term loans, revolving credit facilities, or merchant cash advances, depending on your business profile, turnover, and funding needs. Each has its own eligibility and use cases.

A £950K Unsecured Business Loan lets your UK business access significant funding without pledging assets as security. This flexible finance solution is ideal for growing firms looking to strengthen liquidity, invest in new opportunities, or manage cash flow with minimal risk to business property. Since approval depends on your credit profile and financial health, many SMEs find these loans appealing for quick access, flexible terms, and the ability to keep business assets unencumbered. Funding Agent supports you in comparing suitable loan options and navigating lender criteria confidently.

Secure up to £950,000 in £ Unsecured Business Loans with Funding Agent.

Secure up to £1,000,000 in Secure up to £950,000 in £ Unsecured Business Loans with Funding Agent. with Funding Agent.

Fastest and easiest application process
Dedicated support
Loan disbursed within 24 hours
No additional charges for early repayment

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Key Advantages of Unsecured Business Loans

Opting for an unsecured business loan of £950K brings a range of benefits that specifically suit UK SMEs seeking growth and flexibility. With no need for collateral, you can safeguard your business assets and respond rapidly to changing opportunities. These facilities offer a fast route to large-scale funding, tailored repayment terms, and clear regulatory oversight.

Fast access to funds

No collateral required

Flexible repayment terms

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Unsecured Business Loans

Term Loans

Term loans offer fixed amounts repaid over 12 to 60 months. They are suitable for established businesses that want structured repayments and predictable costs for projects or expansion.

Term Loans

Term loans are often the best fit for businesses with at least two years’ trading and a strong credit history. Typical amounts range from £10,000 up to £1,500,000, with rates between 4% and 15% APR. After an online application and review of your finances, accepted companies receive a lump sum that is repaid over an agreed schedule, supporting projects like expansion or major purchases.

Revolving Credit Facilities

Revolving credit allows for ongoing access to funds up to a set limit. Pay interest only on what you draw and use the facility to manage cash flow or cover unexpected costs.

Revolving Credit Facilities

This option suits businesses with recurring revenues and good credit. Revolving credit facilities provide flexibility, with limits from £50,000 to £1,000,000. Funds can be drawn down, repaid, and redrawn as needed, reviewed annually, and charged at variable rates from 4% to 20% APR. This is ideal for managing day-to-day financial ups and downs.

Merchant Cash Advances

Merchant cash advances are tailored for card-receipt businesses. Repayments flex with daily sales, helping retailers and hospitality manage short-term finance needs.

Merchant Cash Advances

For businesses like shops and restaurants with consistent card income, merchant cash advances offer access to £5,000 to £500,000, repaid through a fixed fee (typically 1.2 to 1.5 of the amount borrowed) by deducting a percentage from daily sales. Application is quick using card sales data, making it a fast, flexible way to cover stock, refurbishment, or seasonal expenses.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How to Secure a £950K Unsecured Loan with Funding Agent

Apply Online

Submit your company details, recent financials, and the amount you need using our secure online application form. This gets your details in front of suitable lenders quickly.

Receive Offers

We match your application with our panel of trusted lenders, who provide tailored offers based on your eligibility and needs. Review your options at your own pace.

Select and Fund

Pick your preferred offer, complete any final documentation, and receive your funds. With correct paperwork, funds are typically released within 1 to 2 weeks of approval.