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Hire Purchase for installation equipment is designed for UK-based renewable installers who want to buy job-critical assets. Typical facilities range from £10,000 to £250,000, with terms often between 24 and 60 months. Decision times are frequently within 2 to 7 working days for straightforward cases. Pricing is usually fixed over the term or structured to a representative APR, often in the high-single-digits to mid-to-high teens, depending on credit profile, term length, asset category, and deposit.

Conditional Sale for equipment is commonly used when businesses want to secure ownership at the end of payments. It suits UK company or sole trader applicants meeting affordability and credit checks, with equipment assessed for age, condition, and residual value. Typical amounts can be £5,000 to £200,000, with terms often 18 to 60 months. Decisions are often 3 to 10 working days for standard equipment. Representative APR-equivalent pricing may be in the high-single-digits to mid-to-high teens, depending on the asset and lender criteria.

Leasing or contract hire is often a good fit when you need ongoing use of vans, lifting and access gear, or other installation equipment, without tying up capital. Typical deal sizes can start around £20,000 and reach £500,000 or more for fleet and higher-value packages. Lease rentals are quoted rather than a single stated interest rate, and typical terms for higher-value assets are often 36 to 72 months. Approval can take around 2 to 6 weeks for full lease packages, especially where multi-asset schedules are involved, because valuation and underwriting may be more complex.