FINANCE OPTIONS

Asset Leasing - Get a Quote Today

Asset Leasing is when you rent something valuable, like equipment or property, instead of buying it outright. It's a flexible way to use what you need without a big upfront cost. Interested in learning how asset leasing could work for you?

Secure up to £500,000 in with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
Apply Now
Cloud

What are the benefits of Asset Leasing?

Asset leasing allows businesses to acquire and use assets without the large upfront costs of purchasing. This financial strategy improves cash flow, provides tax benefits, and ensures that companies have access to the latest equipment or technology, ultimately enhancing operational efficiency.
black tick in a green circle
Improved cash flow
black tick in a green circle
Tax advantages
black tick in a green circle
Access to updated equipment

SCALE YOUR BUSINESS TO NEW HEIGHTS

play button
cloud
200+
Providers
building
building
building
buildingbuilding

What are the different types of Asset Leasing?

Operating Lease

A rental agreement where the asset is returned to the lessor at lease end.

Operating Lease

Operating leases are short- to medium-term agreements in which the lessor retains ownership risk. Maintenance is often provided by the lessor, and the asset is typically returned at the end of the lease period.

Finance Lease

A long-term lease where the lessee assumes most risks and rewards of ownership.

Finance Lease

Finance leases are long-term and cover most of the asset’s useful life. The lessee is responsible for maintenance and may acquire the asset at the end. Risks and rewards shift to the lessee, similar to asset ownership.

Sale and Leaseback

The owner sells an asset and leases it back from the buyer.

Sale and Leaseback

In a sale and leaseback, the owner sells an asset to another party and immediately leases it back. This arrangement frees up capital while allowing the seller continued use of the asset for an agreed period.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

What is Asset Leasing?

Types of Asset Leasing

There are different types of asset leasing, including Operating Lease, Finance Lease, and Sale and Leaseback. Each type has its own features and is used for different business needs.

Operating Lease

An operating lease is a rental agreement where the asset is returned to the owner (lessor) at the end of the lease period. The lessee does not assume risks or rewards of ownership.

Finance Lease and Sale & Leaseback

A finance lease is a long-term lease where the lessee takes on most risks and rewards of owning the asset, while sale and leaseback is when the asset owner sells it but continues to use it by leasing it back from the new owner.

Get Funding For your business

Generate offers
Cta image

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
building

Get A Clear Overview of Cost Effective Lenders

Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

What assets can be leased in the UK agricultural sector?
Can I lease both new and used equipment in the manufacturing sector?
How does asset leasing benefit construction companies?
What are my options at the end of an asset lease in the ground-care industry?

We Like To Keep Things Simple

Match with
150+
Lenders
heart
Expert helpstarstar
200+ Provider
Loans from
£1000
to
£1m

zero hidden fees

underline

Extra bits you might find useful..