FINANCE OPTIONS

^Asset Refinance - Get a Quote Today

Q: What is the typical loan amount for Asset Refinance?

Asset Refinance typically allows UK businesses to borrow between £5,000 and £1,000,000. The specific amount depends on asset value, your business’s credit standing, and ability to repay.

Q: How long does approval and funding take?

The approval process generally takes 1 to 2 weeks, with funds usually available within 3 weeks. Factors such as asset complexity and the completeness of your documentation can affect timings.

Q: What are the interest rates and fees for Asset Refinance?

Rates usually range from 5% to 15% APR. Additional costs may include arrangement and valuation fees, as well as potential early repayment charges. Rates are based on your credit score and asset details.

Q: What documents and regulations are involved?

You’ll need asset valuation reports, business financial statements, and valid identification. Asset Refinance is regulated by the FCA, so ensure asset values and business details are accurate and up to date.

Asset Refinance is a practical finance solution for UK businesses, enabling access to cash tied up in assets such as equipment, vehicles, or machinery. By refinancing these assets, companies can secure funding while continuing to use vital business tools. This approach offers working capital without the need to sell assets, helping manage cash flow and supporting everyday operations. Many businesses choose Asset Refinance to maintain stability and adapt to changing financial needs, using existing resources to fund new opportunities and growth.

Asset Refinance

Secure up to £1,000,000 in Asset Refinance with Funding Agent.

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Loan disbursed within 24 hours
No additional charges for early repayment

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^Benefits of Asset Refinance

Asset Refinance offers a targeted way to improve business cash flow by transforming owned assets into working capital. The process is often efficient, with flexible terms and amounts that suit a variety of financial needs. Rates are generally competitive and approval can be reached quickly, supporting business agility and planning.

Lower interest rates

Improved cash flow

Flexibility in financing

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Refinance

Equipment Refinance

Unlock funds from business equipment you already own. Suitable for UK firms with valuable kit and strong credit, supporting cash flow or new purchases.

Equipment Refinance

Equipment Refinance enables businesses to access capital secured against machinery or tools. Amounts typically range from £10,000 to £500,000, with terms lasting 12 to 60 months. After equipment valuation and standard checks, funds arrive within two weeks. This is widely used in manufacturing, construction, and agriculture to preserve liquidity while investing in growth or operational improvements.

Vehicle Refinance

Raise finance using business vehicles with equity. Perfect for logistics and delivery companies needing flexible capital while retaining fleet assets.

Vehicle Refinance

Vehicle Refinance lets companies free up equity from owned vehicles without having to sell or disrupt business. Available amounts range from £5,000 to £250,000 over 12 to 48 months. Approval is usually within one to two weeks, making it a useful option for transport, delivery, and service-based businesses to keep vehicles on the road whilst supporting growth or liquidity.

Machinery Refinance

Access funding from high-value, unencumbered machinery. Designed for industries such as engineering or print needing major capital for expansion or working capital.

Machinery Refinance

Machinery Refinance helps businesses in manufacturing and related sectors release capital from substantial machines, with facility sizes from £25,000 to £1,000,000 over 18 to 60 months. The process involves careful asset assessment and generally takes two to three weeks for completion, enabling investment or improved working capital without selling core machinery.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How to Access Asset Refinance with Funding Agent

Submit Your Details

Provide basic business information, along with details of the assets you want to refinance, using our online application form. This sets the foundation for accurate lender matching and asset assessment.

Receive Offers

We connect you with a wide panel of lenders and present tailored asset refinance offers for your business to review and compare.

Complete Agreement

Select the most suitable offer and complete the required agreement paperwork. Funds are released promptly to support your business goals.

Get Funding For your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What is the typical loan amount for Asset Refinance?

How long does approval and funding take?

What are the interest rates and fees for Asset Refinance?

What documents and regulations are involved?

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July 24, 2025

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^Asset Refinance - Get a Quote Today

^Benefits of Asset Refinance

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Refinance

Equipment Refinance

Equipment Refinance

Vehicle Refinance

Vehicle Refinance

Machinery Refinance

Machinery Refinance

Typical Funding Journeys on Funding Agent

How to Access Asset Refinance with Funding Agent

Submit Your Details

Receive Offers

Complete Agreement

Get Funding For your business

Real Scenarios

Construction Company Needing Fast Working Capital

Ecommerce Business Preparing for Peak Season

Marketing Agency Using Invoice Finance

Property Developer Using Bridging Finance

Get A Clear Overview of Cost Effective Lenders

FAQ’S

DIVE DEEPER

How Asset Finance Can Boost Cash Flow for Your Business

What Is Asset Finance?

Asset Finance vs Invoice Finance: Which Is Right for Your Business in 2026?

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