FINANCE OPTIONS

^Auction Finance – Get Financing Quotes Today

Q: How much can I borrow with auction finance?

The borrowing capacity for auction finance typically starts at £20,000, with no strict upper limit. The amount depends on the value of the asset, your business credit profile, and lender requirements.

Q: How quickly can I get a decision on auction finance?

Decisions on auction finance applications generally occur within 1 to 3 days. Post-approval, funds are usually available in 5 to 10 days, contingent on application completeness and asset valuation.

Q: What are the typical interest rates for auction finance?

Interest rates for auction finance range from 0.65% to 15%, depending on the type of finance, asset value, and creditworthiness of the borrower. Additional fees may include arrangement and legal costs.

Q: What are the eligibility criteria for auction finance?

Eligibility typically requires the business to be UK-registered, possess a robust credit record, and present a viable business plan. Specific terms vary by lender and finance type.

Auction finance is a specialised loan solution designed to enable UK businesses to swiftly acquire assets or inventory at auctions. Whether it's leveraging property assets through assets financing or seizing auction opportunities, our advanced digital platform offers quick funds to capture time-sensitive opportunities. This form of finance is ideal for those aiming to develop or resell auctioned properties, bolstering their investment portfolios with minimal delay.

Secure up to £500,000 in Auction Finance with Funding Agent.

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What are the ^benefits of Auction Finance?

Quick access to capital and the ability to seize short-term market opportunities are key advantages of auction finance. Tailored repayment terms and competitive rates, such as 0.65% to 15%, further enhance a business's competitive position in asset acquisition. Our services streamline this process, ensuring efficient access to funds, often within 5 to 10 days post-approval. Explore the flexible options available with our auction finance solutions.

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What are the different types of Auction Finance?

Property Auction Finance

Property Auction Finance is available for UK-registered companies and investors eager to purchase residential or commercial properties at auctions. Typical amounts range from £50,000 to £5,000,000, with lending terms of 3 to 24 months. Learn more about similar financing strategies through our invoice factoring options.

Property Auction Finance

With interest rates between 0.65% to 1.5% per month, Property Auction Finance is tailor-made for developers in retail or hospitality. It involves pre-approval based on valuation and application submission. Funds are typically released within a week, following necessary legal checks. Explore how these credit structures can be leveraged for your next property acquisition here.

Equipment Auction Finance

Primarily for SMEs needing specialised equipment, Equipment Auction Finance offers ranges from £25,000 to £500,000 with terms stretching from 12 to 60 months. Interested in other SME financing options? Check our equipment finance solutions.

Equipment Auction Finance

This finance option enables manufacturing companies to acquire machinery swiftly, enhancing production capacities. With a rapid decision time of 2 to 7 days and interest rates between 3% to 9% APR, this solution aids in seamless integration of new equipment into production lines. See how our finance offerings bridge these needs here.

Inventory Auction Finance

Designed for retail businesses with seasonal peaks, Inventory Auction Finance provides funds from £20,000 to £250,000 over 3 to 12 months. For more on maximising sales peaks, explore our calculator.

Inventory Auction Finance

This solution supports acquiring bulk inventory to prepare for high-demand seasons, with interest rates from 5% to 15% APR. The process is efficient, typically releasing funds rapidly post-approval, after inventory valuations and supported by sales forecasts. For businesses in fashion or electronics, this allows proactive stocking strategies. Learn more about these solutions here.

What is Auction Finance?

Application Processes and Decision Timescales

The application process for auction finance demands a thorough assessment of creditworthiness, auction terms, and asset valuation. Securing pre-approval can significantly enhance your capacity to seize auction opportunities swiftly, with decisions typically rendered within 1 to 3 days. Explore our streamlined application strategies here.

Regulatory and Compliance Overview

Auction finance in the UK is regulated by the FCA, ensuring adherence to consumer credit regulations and fair lending practices. Compliance with these regulations is integral to our service offerings, ensuring a trustworthy borrowing experience here.

Borrowing Capacity and Rate Information

Borrowing limits are determined by asset value and business credit profiles, with typical ranges from £20,000 to as large as the asset and creditworthiness justify. Interest rates span from 0.65% to 15%, influenced by asset type and lender's risk appetite. Discover how we structure competitive rate loans based on your needs here.