FINANCE OPTIONS

^Aviation Mortgage - Get Rates & Apply Online

Q: What is the minimum and maximum amount I can borrow with an aviation mortgage?

You can typically borrow between £100,000 and £10,000,000 with an aviation mortgage. The amount depends on your aircraft’s value, its age and condition, and your business’s financial profile.

Q: How long does it take to get an aviation mortgage decision?

Initial decisions generally take between 3 and 8 weeks, depending on the completeness of your documentation, the speed of the aircraft appraisal, and lender processing times.

Q: What interest rates should I expect on an aviation mortgage?

Interest rates for aviation mortgages usually range from 3.5% to 9% APR. The exact rate depends on aircraft value, age, your business’s creditworthiness, loan size, and term length.

Q: Are there different types of aviation mortgage products available?

Yes. You can choose from fixed rate, variable rate, or balloon payment aviation mortgages, each offering different benefits and repayment structures to suit your business’s specific needs.

An aviation mortgage is a type of secured finance designed for UK businesses operating in the aviation sector. It enables organisations to purchase aircraft by using the aircraft itself as collateral. Aviation mortgages are popular due to their ability to facilitate the acquisition of high-value assets and secure larger borrowing at potentially lower interest rates. This finance solution is tailored for the capital-intensive nature of aviation, supporting charter operators, airlines, and service providers requiring reliable, sector-specific funding.

Aviation Mortgage

Secure up to £1,000,000 in Aviation Mortgage with Funding Agent.

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Loan disbursed within 24 hours
No additional charges for early repayment

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Key ^Benefits of an Aviation Mortgage

Aviation mortgages are tailored to address the unique challenges of acquiring aircraft, blending flexibility with security. These loans often come with asset-secured terms, making them competitive for established businesses. Decision timescales, typically 3 to 8 weeks, offer clarity for planning, while interest rates between 3.5% and 9% reflect the collateral involved and your business profile.

Fleet financing

Lower interest rates

Flexible terms

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Aviation Mortgage Available

Fixed Rate Aviation Mortgage

A fixed rate aviation mortgage offers set interest payments throughout the loan term, supporting financial planning for businesses with stable projections. Ideal for those seeking certainty.

Fixed Rate Aviation Mortgage

These mortgages suit businesses with strong credit and clear business plans, where both the company and the aircraft meet lenders’ criteria. Typical amounts range from £100,000 to £5 million, with terms between 5 and 20 years. Decision timescales are usually 3 to 6 weeks, making them suitable for charter companies, private airlines, or training schools.

Variable Rate Aviation Mortgage

Variable rate aviation mortgages begin with lower interest rates that can change in line with market conditions, offering flexibility for those able to manage fluctuations.

Variable Rate Aviation Mortgage

This option is suitable for aviation businesses with flexible cash flows seeking amounts between £100,000 and £10 million over 5 to 20 years. Lenders assess business finances and aircraft value in 4 to 8 weeks. It’s widely used by regional airlines, cargo operators, and fleet providers aiming to optimise expenditure.

Balloon Payment Aviation Mortgage

Balloon mortgages offer lower monthly payments during the term, with a larger final repayment, aiding businesses that value early cash flow relief.

Balloon Payment Aviation Mortgage

Available for purchases between £100,000 and £7 million, terms run 5 to 15 years, and rates range from 5% to 8%. After a 3 to 5-week assessment, businesses like corporate aviation or air ambulance services can manage growth while postponing a substantial payment to the end of the term.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How Funding Agent Helps Secure an Aviation Mortgage

Explore Options

Browse a panel of aviation mortgage options with Funding Agent, focused on your sector’s specific requirements and strategies for aircraft acquisition using our online application form.

Submit Documents

Provide financial details and aircraft documents through our secure platform. This includes aircraft valuation, financial statements, and insurance certification.

Get Offers

Receive tailored aviation mortgage offers from various lenders, review the terms, and select the structure that matches your business growth plans.

Get Funding For your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What is the minimum and maximum amount I can borrow with an aviation mortgage?

How long does it take to get an aviation mortgage decision?

What interest rates should I expect on an aviation mortgage?

Are there different types of aviation mortgage products available?

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^Aviation Mortgage - Get Rates & Apply Online

Key ^Benefits of an Aviation Mortgage

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Aviation Mortgage Available

Fixed Rate Aviation Mortgage

Fixed Rate Aviation Mortgage

Variable Rate Aviation Mortgage

Variable Rate Aviation Mortgage

Balloon Payment Aviation Mortgage

Balloon Payment Aviation Mortgage

Typical Funding Journeys on Funding Agent