FINANCE OPTIONS

^Business Acquisition Finance for Dentists and Dental Practices – Get Financing

Q: How much can I borrow for a dental practice?

You can borrow between £5,000 and £5,000,000, depending on your practice's revenue, credit profile, and collateral value. These factors influence not only the borrowing capacity but also the applicable interest rates.

Q: How quickly can I get approval for practice financing?

Initial decisions are typically reached within 1 to 4 weeks, with funds available 2 to 6 weeks post-approval. This timeframe can vary based on the application completeness and collateral assessment.

Q: What are the typical interest rates for dental practice loans?

Interest rates range from 2% to 18% APR, primarily influenced by the credit score of the practice owner, business history, and the term length of the loan sought.

Q: What eligibility criteria must be met to secure financing?

To qualify, practices should have a trading history of at least 12 months, with unsecured loans requiring an annual turnover of £100,000. Secured loans may require adequate collateral and a stronger credit history.

Business acquisition finance for dentists and dental practices is designed to support dentists in expanding their operations through the acquisition of new practices. This type of finance facilitates strategic growth by providing the necessary capital to purchase additional dental clinics or enhance existing facilities. Our specialised financial solutions cater specifically to the needs of dental professionals, ensuring seamless integration and long-term success.

Secure up to £500,000 in Business loans with Funding Agent.

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What are the ^benefits of Business Acquisition Finance for Dentists and Dental Practices?

The primary benefits of business acquisition finance include enhanced growth opportunities, access to improved equipment, and the ability to expand service offerings within dental practices. Quick decision times and competitive interest rates make it an attractive option for dental professionals looking to advance their business goals efficiently. Our digital-first approach ensures a streamlined application process tailored to each dental practice's unique requirements.

Increased practice growth

Flexible financing options

Streamlined acquisition process

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What are the different types of Business Acquisition Finance for Dentists and Dental Practices?

Secured Business Loan

Secured business loans offer amounts from £50,000 to £5,000,000 with terms between 12 to 120 months. Eligibility requires a trading history of at least 24 months and good credit.

Secured Business Loan

Secured business loans provide substantial funding for acquiring new dental practices with flexible terms extending to 120 months. Borrowers benefit from competitive interest rates ranging from 3% to 12% APR. The decision process typically takes 2 to 4 weeks, dependent on robust credit evaluation and business valuation. Ideal for healthcare sector expansion and purchasing high-value equipment.

Unsecured Business Loan

Unsecured business loans range from £10,000 to £500,000, with terms spanning from 6 to 60 months. A strong business credit profile and an annual turnover of £100,000 are required.

Unsecured Business Loan

Unsecured loans provide flexible funding for dental practices, particularly useful for refurbishments or quick expansions. Interest rates vary between 6% to 18% APR, with decisions made in 1 to 2 weeks. This non-collateral-based option is designed for independent clinics seeking agile financial solutions.

Asset Finance

Asset finance assists in acquiring equipment from £5,000 to £2,500,000, tailored for dental practices with a 12-month trading history.

Asset Finance

Asset finance offers a viable alternative for dental practitioners looking to purchase specialised equipment such as x-ray machines or dental chairs. With interest rates between 2% to 10% APR and decision times of 1 to 3 weeks, asset-based lending focuses on facilitating growth within healthcare sectors.

What is Business Acquisition Finance for Dentists and Dental Practices?

Application Processes and Timescales

The application for business acquisition finance involves submitting comprehensive financial statements and a detailed business plan. Decisions are typically reached within 1 to 4 weeks, influenced by completeness and collateral presence. Our streamlined process ensures efficient application handling tailored to the dental industry's specifics.

Regulatory and Compliance Requirements

All financing products adhere to FCA regulations, guaranteeing transparent terms and responsible lending practices. Our expertise in navigating regulatory landscapes ensures that our clients receive compliant and secure financial solutions customised for dental practices.

Factors Affecting Borrowing Capacity

Borrowing capacities range from £5,000 to £5,000,000, shaped by revenue, credit history, and asset valuation. Interest rates vary from 2% to 18% based on risk profiles and term durations.