FINANCE OPTIONS

Business Loan Refinancing for Marketing Agencies

Business loan refinancing for marketing agencies offers a strategic solution to consolidate debt and potentially lower interest rates. It enables agencies to adapt their financing structure to better align with cash flow and financial objectives. Typical use cases include consolidating high-interest loans and improving cash flow management.

Secure up to £500,000 in Business loans with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of Business Loan Refinancing for Marketing agencies?

Key benefits of business loan refinancing include potentially lower interest rates, improved cash flow management, and consolidated monthly payments. With typical amounts ranging from £10,000 to £5,000,000, and decision times from as quick as 24 hours, our services can facilitate the process, backed by competitive rates from 3% to 26% per annum.

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Lower interest rates
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Improved cash flow
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Flexible repayment options

What are the different types of Business Loan Refinancing for Marketing agencies?

Secured Business Loan Refinancing

Typical amounts range from £50,000 to £5,000,000, with lending terms of 12 to 240 months. Eligibility requires collateral such as property and at least two years of trading history.

Secured Business Loan Refinancing

Secured business loan refinancing involves using collateral like property, offering interest rates from 3% to 15% per annum with decision times of 2 to 4 weeks. This option is ideal for consolidating loans, funding expansions, and improving cash flow, exemplified by an advertising agency investing in new digital tools.

Unsecured Business Loan Refinancing

Typical amounts range from £10,000 to £250,000, with terms of 6 to 60 months. No collateral required, suitable for businesses with good credit.

Unsecured Business Loan Refinancing

Unsecured business loan refinancing requires no collateral and offers amounts from £10,000 to £250,000 with rates from 6% to 26%. Fast decisions within 1 to 2 weeks are possible, making it suitable for managing short-term cash flows. For example, a digital agency can refinance to manage seasonal cash dips.

Invoice Financing for Refinancing Debt

This involves financing 85%-90% of outstanding invoices. Suitable for those with reliable invoicing histories.

Invoice Financing for Refinancing Debt

Invoice financing allows businesses to refinance using funds tied up in invoices, typically releasing 85%-90% of invoice value. Interest rates range 1% to 5% above base rate per invoice period, with decisions in 24-72 hours. This benefits agencies like creative firms refinancing high-interest loans.

What is Business Loan Refinancing for Marketing Agencies?

Application Process and Approval

The application process involves submitting financial statements and undergoing credit assessments, with approvals typically from 2 days to 4 weeks. Our streamlined service facilitates quicker funding post-approval.

Regulatory Compliance in Refinancing

Regulated by the FCA, UK business loan refinancing mandates transparency in fees and terms. Our expertise ensures compliance, providing assurance through FCA-registered lenders.

Borrowing Capacity and Rates

Borrowing amounts range from £10,000 to £5,000,000, contingent on financial health, historical performance, and collateral. Typical rates are 3% to 26%, influenced by credit score and business performance.

FAQ’S

How much can I borrow for business loan refinancing?
How quickly can I receive a decision on refinancing?
What are the interest rates for business loan refinancing?
What are the eligibility requirements for secured loan refinancing?

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