FINANCE OPTIONS

Commercial Property Loans Ireland - Get a Quote

Commercial Property Loans Ireland refer to finance solutions for businesses aiming to purchase, develop, or refurbish commercial real estate. These loans can support offices, retail spaces, or industrial units. Businesses often use this type of loan to secure premises or fund expansion. Loans are typically secured against the property, offering access to higher borrowing amounts and potentially stronger revenue opportunities. By using commercial property finance, UK businesses can improve operational efficiency or realise their growth plans with tailored funding.

Commercial Property Loans

Secure up to £1,000,000 in Commercial Property Loans with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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Benefits of Commercial Property Loans

Commercial property loans provide tailored support for UK businesses looking to purchase, expand, or develop real estate assets. With competitive rates, flexible terms, and substantial borrowing ranges, these loans address specific commercial ambitions while offering stability and planning advantages over leasing arrangements.

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Unlocks business growth
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Flexible financing options
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Supports property acquisition

SCALE YOUR BUSINESS TO NEW HEIGHTS

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Types of Commercial Property Loans

Owner-Occupier Commercial Mortgage

Designed for businesses seeking to purchase property for their own use, this option often suits organisations with at least twelve months of profitable trading and a strong business plan.

Owner-Occupier Commercial Mortgage

Owner-Occupier Commercial Mortgages are available for amounts from £50,000 to £25 million, typically over 5 to 25 years with annual interest rates between 2% and 7%. Businesses must present sound financials and property details, with approval processes taking 2 to 4 weeks. This loan helps establish permanent premises and may reduce long-term occupancy costs compared to renting.

Buy-to-Let Commercial Mortgage

Targeted at investors or businesses aiming to acquire properties for rental income, these mortgages require proven property management expertise and a valid rental strategy.

Buy-to-Let Commercial Mortgage

Buy-to-Let Commercial Mortgages support financing of commercial rental properties, with typical loan values from £100,000 to £5 million over 5 to 20 years. Interest rates usually range from 3% to 8%. Approval includes assessment of rental income potential and property valuation, with decisions in three to six weeks. This product aids portfolio expansion whilst generating income.

Development Finance

Ideal for experienced developers, this finance solution supports the construction or refurbishment of commercial property on a project basis.

Development Finance

Development Finance covers large-scale projects from £500,000 to £50 million for up to 36 months, with rates ranging from 5% to 12% per annum. Applicants must submit a clear development plan and strong financials. Phased drawdowns match development milestones, and approval typically takes four to eight weeks. This finance addresses upfront build or renovation costs.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

How to Secure a Commercial Property Loan with Funding Agent

Submit Your Details

Provide your core business and financial information to Funding Agent using the online application form, including property requirements and trading history, to start your property finance journey.

Get Matched with Lenders

We use your information to match your needs with a panel of suitable lenders, improving your chance of securing offers that fit your requirements.

Review Offers and Apply

Evaluate the commercial property loan offers supplied, then apply directly to your chosen provider with confidence and the right documentation.

Get Funding For your business

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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Get A Clear Overview of Cost Effective Lenders

Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

What is the typical borrowing range for commercial property loans?
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What interest rates and fees should I expect?
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