FINANCE OPTIONS

Construction Asset Finance - Get a Quote Now

Construction Asset Finance is a way for businesses to get the money they need to buy equipment and machinery for building projects without paying for everything upfront. It's a smart way to manage costs and keep projects moving smoothly. If you're interested, it's worth exploring your options to find the best fit for your construction needs.

Secure up to £500,000 in with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of Construction Asset Finance?

Construction Asset Finance provides essential capital for construction companies, enabling them to acquire or upgrade machinery and equipment without depleting cash reserves. This financing solution helps maintain liquidity, supports project timelines, and allows businesses to stay competitive by adopting the latest technology.
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Flexible financing options
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Improved cash flow
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Access to modern equipment

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What are the different types of Construction Asset Finance?

Equipment Leasing

A finance option where construction equipment is rented for an agreed term.

Equipment Leasing

Equipment leasing allows construction companies to use equipment without buying it outright. Payment is made in regular installments, and at the end of the lease, the asset is usually returned or a purchase option may be offered.

Hire Purchase

A method where equipment is purchased over time through installments.

Hire Purchase

Hire purchase enables companies to acquire assets by paying regular installments. Ownership transfers to the company after the last payment, making it suitable for businesses wanting to eventually own the equipment.

Operating Lease

A short- to mid-term rental of equipment without ownership at the end.

Operating Lease

Operating leases let companies use equipment for shorter periods, often with lower payments. The lessor retains ownership, and the asset is typically returned at the end of the lease, ideal for projects with temporary equipment needs.

Typical Funding Journeys on Funding Agent

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Our platform enriches your application using business data
Your request is matched to suitable lenders
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What is Construction Asset Finance?

Hire Purchase

This is a finance option where a business pays regular installments for equipment and owns it at the end of the term. It is ideal for companies wanting eventual ownership without paying the full cost upfront.

Finance Lease

With a finance lease, the company rents the equipment and pays regular installments for an agreed period. Ownership stays with the finance provider, but the business can often extend the lease or buy the asset at the end for a small fee.

Operating Lease

An operating lease allows a business to use equipment for a set time without any ownership, usually with lower payments. The asset is returned at the end, making this option suitable for short- or mid-term needs without a commitment to buy.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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FAQ’S

What is Construction Asset Finance?
Which assets can be financed in the construction sector?
Who is eligible for Construction Asset Finance?
What are the main benefits of Construction Asset Finance?

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