^Equipment Finance for Addiction Treatment Centres – Get Started

Hire purchase for clinical equipment is typically aimed at UK-registered limited companies, partnerships, or sole traders with trading history in addiction treatment or closely related services. The asset must be identifiable, usually with an invoice or supply agreement, and lenders consider affordability based on accounts and cash flow and the ability to operate once equipment is installed. Terms commonly run 24 to 84 months, often 36 to 60 for healthcare and rehab equipment, and illustrative pricing for UK SME equipment finance is often within the ~7% to 14% APR range, depending on the deal structure.

An asset-backed term loan for equipment bundles can fit addiction treatment centres planning upgrades across multiple rooms or projects that include installation. Lenders review management experience, service continuity, and financial resilience, especially because the proposal often involves several assets with an asset schedule. Amounts commonly sit around £25,000 to £1,000,000, with terms often 36 to 84 months for healthcare and rehab-style asset lives, and in some cases up to 120 months. Typical illustrative pricing is often ~6% to 13.5% APR for UK SMEs, shaped by leverage and the strength of security coverage.

Refinance or replace equipment with top-up may be available if you already have an existing equipment finance agreement, lease arrangement, or internal funding for equipment. The lender will expect clear ownership or settlement history, no adverse payment issues, and evidence of the equipment’s condition and value. Typical amounts are £15,000 to £300,000 and terms often run 12 to 60 months, depending on remaining useful life and your repayment profile. Pricing can be higher than brand-new asset finance structures when residual value is lower or refinancing risk is higher, with an illustrative range often around ~7.5% to 15% APR.