FINANCE OPTIONS

Equipment Finance for Civil Engineering - Get a Quote

Equipment finance for civil engineering provides a tailored solution, enabling businesses to acquire essential machinery without significant upfront costs. This solution is ideal for purchasing or leasing critical assets like excavators or computing technology. Explore our equipment finance options designed to support your operational needs.

Equipment Finance

Secure up to £1,000,000 in Equipment Finance with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of Equipment Finance for Civil Engineering?

With benefits like preserving cash flow and accessing tax advantages, equipment finance plays a crucial role in strategic financial planning. Our solutions offer competitive rates and quick approval times, ensuring your civil engineering projects stay on track. Learn about our streamlined process for seamless funding.

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Improved cash flow
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Access to latest technology
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Flexible payment options

SCALE YOUR BUSINESS TO NEW HEIGHTS

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What are the different types of Equipment Finance for Civil Engineering?

Hire Purchase

Hire Purchase is available for UK SMEs with at least 2 years of trading history, offering amounts from £10,000 to £1,000,000. Lending terms range from 12 to 72 months. Our hire purchase options facilitate acquiring construction vehicles and machinery.

Hire Purchase

Specifically designed for purchasing heavy machinery, Hire Purchase offers interest rates between 5% to 12% APR. Approval typically takes 1 to 2 weeks, supporting industries like construction to buy assets such as excavators and bulldozers. Discover more about hire purchase for heavy equipment.

Finance Lease

Finance Lease is offered to UK companies with good credit ratings, covering amounts from £5,000 to £500,000 with terms of 12 to 60 months. Explore finance lease opportunities for your technology needs.

Finance Lease

A Finance Lease provides access to current technologies without full ownership, with rates ranging from 6% to 15% APR and decisions made within 3 to 5 days. It's ideal for upgrading surveying tools and cranes. Learn more about finance lease options for advanced equipment.

Operating Lease

Operating Lease suits businesses needing temporary equipment use, with amounts from £5,000 to £250,000 over 6 to 36 months. Find out about operating leases designed for short-term projects.

Operating Lease

Operating Leases offer rates from 4% to 10% APR and a streamlined approval process within a week. Perfect for temporary road-building projects, this lease avoids the obligations of ownership.

Typical Funding Journeys on Funding Agent

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What is Equipment Finance for Civil Engineering?

Application Process Simplified

Our streamlined application process requires submission of business financials, credit history, and equipment needs. Decision times are typically between 3 to 10 business days, ensuring quick access to needed funds. Understand our application benefits and efficiency.

Maximising Borrowing Capacity

All financial options are regulated by the FCA, promoting transparency and ethical practices. This ensures businesses benefit from secure and fair lending terms. Learn about our compliance standards in equipment finance.

Maximising Borrowing Capacity

The amount you can borrow, from £5,000 to £1,000,000, depends on creditworthiness, financial history, and specific equipment type. Our competitive rates range from 5% to 15% APR, supported by factors like business health and credit score. Explore how to maximise your borrowing capacity.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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Get A Clear Overview of Cost Effective Lenders

Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

How much can I borrow through equipment finance?
What are the typical lending terms for civil engineering equipment finance?
What are the interest rates for equipment finance?
How quickly can I expect an initial decision for equipment finance?

DIVE DEEPER

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Discover the UK’s top asset finance lenders, hire purchase, leasing & sale & leaseback solutions that let you invest in essential equipment without hefty upfront costs.

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