FINANCE OPTIONS

^Equipment Finance for Civil Engineering - Get a Quote

Q: How much can I borrow through equipment finance?

You can borrow between £5,000 to £1,000,000, depending on your company's creditworthiness and specific equipment needs. Equipment finance considers your financial history and business health.

Q: What are the typical lending terms for civil engineering equipment finance?

Lending terms range from 6 to 72 months, depending on the type of financing solution you choose, such as hire purchase or operating lease.

Q: What are the interest rates for equipment finance?

Interest rates generally range from 5% to 15% APR. They are influenced by your credit score, business financial health, and the type of equipment financed.

Q: How quickly can I expect an initial decision for equipment finance?

Initial decisions are typically made within 3 to 10 business days, with funds available 1 to 2 weeks after approval, subject to documentation and credit evaluation.

Equipment finance for civil engineering provides a tailored solution, enabling businesses to acquire essential machinery without significant upfront costs. This solution is ideal for purchasing or leasing critical assets like excavators or computing technology. Explore our equipment finance options designed to support your operational needs.

Equipment Finance

Secure up to £500,000 in Equipment Finance with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of Equipment Finance for Civil Engineering?

With benefits like preserving cash flow and accessing tax advantages, equipment finance plays a crucial role in strategic financial planning. Our solutions offer competitive rates and quick approval times, ensuring your civil engineering projects stay on track. Learn about our streamlined process for seamless funding.

Improved cash flow

Access to latest technology

Flexible payment options

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of Equipment Finance for Civil Engineering?

Hire Purchase

Hire Purchase is available for UK SMEs with at least 2 years of trading history, offering amounts from £10,000 to £1,000,000. Lending terms range from 12 to 72 months. Our hire purchase options facilitate acquiring construction vehicles and machinery.

Hire Purchase

Specifically designed for purchasing heavy machinery, Hire Purchase offers interest rates between 5% to 12% APR. Approval typically takes 1 to 2 weeks, supporting industries like construction to buy assets such as excavators and bulldozers. Discover more about hire purchase for heavy equipment.

Finance Lease

Finance Lease is offered to UK companies with good credit ratings, covering amounts from £5,000 to £500,000 with terms of 12 to 60 months. Explore finance lease opportunities for your technology needs.

Finance Lease

A Finance Lease provides access to current technologies without full ownership, with rates ranging from 6% to 15% APR and decisions made within 3 to 5 days. It's ideal for upgrading surveying tools and cranes. Learn more about finance lease options for advanced equipment.

Operating Lease

Operating Lease suits businesses needing temporary equipment use, with amounts from £5,000 to £250,000 over 6 to 36 months. Find out about operating leases designed for short-term projects.

Operating Lease

Operating Leases offer rates from 4% to 10% APR and a streamlined approval process within a week. Perfect for temporary road-building projects, this lease avoids the obligations of ownership. Explore how operating leases can aid your projects.

What is Equipment Finance for Civil Engineering?

Application Process Simplified

Our streamlined application process requires submission of business financials, credit history, and equipment needs. Decision times are typically between 3 to 10 business days, ensuring quick access to needed funds. Understand our application benefits and efficiency.

Regulatory Compliance

All financial options are regulated by the FCA, promoting transparency and ethical practices. This ensures businesses benefit from secure and fair lending terms. Learn about our compliance standards in equipment finance.

Maximising Borrowing Capacity

The amount you can borrow, from £5,000 to £1,000,000, depends on creditworthiness, financial history, and specific equipment type. Our competitive rates range from 5% to 15% APR, supported by factors like business health and credit score. Explore how to maximise your borrowing capacity.

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FAQ’S

How much can I borrow through equipment finance?

What are the typical lending terms for civil engineering equipment finance?

What are the interest rates for equipment finance?

How quickly can I expect an initial decision for equipment finance?

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June 24, 2025

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^Equipment Finance for Civil Engineering - Get a Quote

What are the ^benefits of Equipment Finance for Civil Engineering?

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of Equipment Finance for Civil Engineering?

Hire Purchase

Hire Purchase

Finance Lease

Finance Lease

Operating Lease

Operating Lease