^Equipment Finance for Dialysis Centres – Get Approved Today

With a secured equipment loan, funding is focused on specific assets such as dialysis consoles, RO units, filtration systems and monitoring equipment. Typical deal sizes for dialysis-centre purchases can range from about £25,000 up to £500,000, with terms commonly set at 36 to 84 months depending on equipment life and repayment capacity. Pricing is lender-specific, and typical observed ranges for secured asset finance are roughly 6.0% to 14.0% per annum. Many straightforward applications take around 1 to 3 weeks, with complete quotes and business financials helping underwriting progress.

Hire purchase arrangements are commonly used to fund sets of dialysis machines and related systems for treatment rooms, including water treatment and disinfection-related equipment. Typical amounts are often £20,000 to £400,000, with terms commonly around 24 to 72 months for medical and technical equipment packages. Pricing depends on the lender and structure, with typical UK ranges for hire purchase often around 7.0% to 15.0% per annum. Many straightforward applications take around 1 to 2 weeks when quotes and financial information are provided upfront, subject to the complexity of multi-site or bespoke equipment arrangements.

Lease or contract hire structures can help dialysis centres manage cash by avoiding the need to tie up funds in ownership, while still funding specific dialysis-related equipment. Typical arrangements range from £10,000 to £300,000, with common lease terms of 12 to 60 months depending on asset expectations and documentation. Leasing is usually quoted as fixed monthly rentals rather than always as a simple interest rate. Where an implicit annual cost is compared, an equivalent pricing range can map to roughly 6.0% to 14.5% depending on term, credit and residual value assumptions. Many cases take around 1 to 3 weeks, with some extra time when technical asset review or residual value assumptions are needed.