FINANCE OPTIONS

Equipment Finance for Hospitality – Get a Quote Today

Equipment finance for hospitality offers businesses like restaurants and hotels solutions to procure essential machinery without heavy upfront costs. Discover how equipment finance allows efficient operation through affordable leasing options.

Equipment Finance

Secure up to £500,000 in Equipment Finance with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
Apply Now
Cloud

What are the benefits of Equipment Finance for Hospitality?

One of the primary benefits of equipment finance in hospitality is efficient cash flow management, enabling businesses to acquire equipment while spreading costs over time. This financing model often results in tax benefits and keeps your capital reserve intact. For further insights, explore how our cash flow solutions support businesses.

black tick in a green circle
Cash flow flexibility
black tick in a green circle
Access to latest equipment
black tick in a green circle
Improved operational efficiency

SCALE YOUR BUSINESS TO NEW HEIGHTS

play button
cloud
200+
Providers
building
building
building
buildingbuilding

What are the different types of Equipment Finance for Hospitality?

Hire Purchase

Hire Purchase is a flexible financing solution for UK registered businesses with good credit. Amounts range from £1,000 to £500,000 over 12 to 60 months. Learn more about asset finance tailored to your needs.

Hire Purchase

Under the Hire Purchase agreement, businesses select their equipment, gaining use immediately while ownership transfers once terms are completed. Typical interest rates range between 4% to 15%. For comprehensive details, compare finance options with various lenders.

Finance Lease

Finance Lease enables businesses like catering services to lease high-value assets over terms of 24 to 72 months, with amounts from £5,000 to £1,000,000. Our top asset finance lenders offer flexibility.

Finance Lease

Finance Lease allows for leasing without ownership transfer, which suits businesses planning short-term or medium-term operations. Decision times range from 2 to 7 business days. Find out more about the benefits through educational leasing options.

Operating Lease

Operating Lease provides flexibility for seasonal or temporary needs with terms from 12 to 48 months. Amounts typically range from £5,000 to £250,000. Explore our operating lease guide.

Operating Lease

Operating Lease is optimal for businesses requiring short-term equipment use, allowing returns or renewal at lease end. Rates range from 5% to 14%. Explore asset finance agreements ideal for temporary setups.

What is Equipment Finance for Hospitality?

Application Process and Decision Timescales

The application process for equipment finance involves submitting detailed financial statements and proving operational history. Decisions typically range between 1 to 7 days, with funds available shortly after approval. Learn more about application efficiency with our financing insights.

Regulatory and Compliance Requirements

All finance agreements must comply with FCA guidelines, ensuring clear information on rates and terms. Discover how our services align with these compliance needs by exploring financial comparisons.

Borrowing Capacity and Rate Information

Borrowing amounts depend on the company’s credit score and equipment value, ranging from £1,000 to £1,000,000. Rates range from 3% to 15%, influenced by economic conditions. Explore our rate comparisons for better insights.

Get Funding For your business

Generate offers
Cta image

FAQ’S

How much can I borrow using equipment finance?
How quickly can I get a decision on equipment finance?
What are the current interest rates for equipment finance?
What are the typical lending terms for equipment finance in the hospitality sector?

DIVE DEEPER

June 24, 2025

What Is Asset Finance?

Learn what asset finance lending is, how it works, key benefits, stats on SME usage, and whether it's right for your UK business.
April 10, 2025

Top Asset Finance Lenders in the UK

Discover the UK’s top asset finance lenders, hire purchase, leasing & sale & leaseback solutions that let you invest in essential equipment without hefty upfront costs.
July 24, 2025

How Asset Finance Can Boost Cash Flow for Your Business

Discover how asset finance unlocks cash flow, tax perks and growth for UK SMEs. Sector-by-sector guide with links to Funding Agent’s asset-finance hubs.

We Like To Keep Things Simple

Match with
150+
Lenders
heart
Expert helpstarstar
200+ Provider
Loans from
£1000
to
£500K

zero hidden fees

underline

Extra bits you might find useful..

Apply now