FINANCE OPTIONS

^Equipment Leasing Ireland - Get a Quote Today

Q: What is the typical borrowing range for equipment leasing in Ireland?

You can lease equipment from as little as £1,000 up to £1,000,000. The amount you can borrow depends on your business credit, revenue, and the type of equipment required.

Q: How quickly can I access equipment through leasing?

Initial decisions on equipment leases are normally made within one to three weeks. Once the agreement is signed, funds or access to equipment can be arranged within one to two weeks, depending on documentation and equipment availability.

Q: What interest rates and fees should I expect?

Interest rates typically range from 3% to 18% and are determined by factors such as lease duration, asset type, and your financial profile. Additional fees may include arrangement fees and early termination charges.

Q: What are the main types of equipment leases available?

The main types include operating leases for asset use without ownership, finance leases for long-term use with a potential purchase option, and hire purchase agreements for eventual ownership after all payments are made.

Equipment Leasing Ireland helps Irish businesses access essential equipment without large upfront costs. Equipment leasing allows companies to rent rather than purchase items such as machinery, IT hardware, and vehicles. This financing solution offers flexibility, helping businesses keep up with technological advances and meet operational goals. Through leasing, companies reduce their initial expenditure and avoid the financial burden of ownership. It’s a practical choice for growing SMEs seeking to adapt quickly to changing market demands and save cash for other priorities. Equipment leasing is available for a wide range of uses and can match different sector needs within Ireland.

Equipment Leasing

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Key ^Benefits of Equipment Leasing

Choosing equipment leasing enables businesses to enhance operations with minimal capital outlay. This finance product offers clear advantages, from easing cash flow pressures to providing tax-efficient financing and greater upgrade flexibility. Businesses can make decisions quickly, with agreed lease terms and competitive interest rates designed for their financial profile.

Cost-effective financing

Flexibility in upgrades

Tax benefits

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Equipment Leasing in Ireland

Operating Lease

An operating lease is ideal for businesses needing equipment for a defined period without intending to own it. It offers access to essential assets without the risk of depreciation.

Operating Lease

With an operating lease, businesses apply to lease equipment such as office hardware, IT devices, or vehicles. The leasing company buys the asset and rents it to the business for 12 to 60 months, with rental amounts from £5,000 to £500,000 and rates from 3% to 15%. This suits sectors with rapidly changing technology or high depreciation.

Finance Lease

A finance lease supports businesses aiming for long-term use of equipment, giving the option to purchase the asset at the end of the lease.

Finance Lease

Finance leases allow businesses with proven financial strength to use high-value machinery or vehicles over 36 to 84 months, typically for £10,000 to £1 million. Payments are regular, and ownership can transfer at the lease end. Ideal for industries with durable, slow-to-obsolete assets, such as manufacturing and agriculture.

Hire Purchase

Hire purchase works for businesses wanting eventual ownership after spreading out the cost with an initial deposit and regular payments.

Hire Purchase

Businesses put down a deposit and make set monthly repayments, usually over 12 to 48 months, for amounts from £1,000 to £250,000. Once all payments are made, the equipment becomes the business’s property. Hire purchase is particularly useful for securing critical assets in retail or food production.

Typical Funding Journeys on Funding Agent

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Your request is matched to suitable lenders

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How to Apply for Equipment Leasing with Funding Agent

Fill in Details

Start by submitting your basic business information, equipment requirements, and any supporting documentation on our online application form securely online.

Assessment

Our team will review your financial records and leasing needs to ensure you meet eligibility and select appropriate lenders for your application.

Get Options

Receive a range of leasing offers from suitable providers, so you can compare and choose the equipment finance that fits your goals.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What is the typical borrowing range for equipment leasing in Ireland?

How quickly can I access equipment through leasing?

What interest rates and fees should I expect?

What are the main types of equipment leases available?

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^Equipment Leasing Ireland - Get a Quote Today

Key ^Benefits of Equipment Leasing

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Equipment Leasing in Ireland

Operating Lease

Operating Lease

Finance Lease

Finance Lease

Hire Purchase

Hire Purchase

Typical Funding Journeys on Funding Agent