FINANCE OPTIONS

Long Term Business Loans for Wholesalers and Distributors

Long term business loans offer UK wholesalers and distributors the capital needed for significant investments, such as inventory management and expansion projects. Designed for SMEs seeking growth, these loans range from several years to over a decade, providing flexible financial solutions. Learn more about the potential benefits of business loans available to enhance your operations.

Business Loans

Secure up to £500,000 in Business Loans with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of Long Term Business Loans for Wholesalers and Distributors?

The advantages of long term business loans include substantial borrowing power, tax-deductible interest payments, and funds adaptable for various business needs. Wholesalers can access amounts from £10,000 to £1,000,000, with interest rates between 2% to 35% APR. Fast approval processes ensure funds can be available swiftly, especially critical for maintaining cash flow. Discover how business loans can support your growth strategy.

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Improves cash flow
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Flexible repayment terms
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Supports business growth

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What are the different types of Long Term Business Loans for Wholesalers and Distributors?

Secured Business Loan

Secured business loans, requiring collateral, offer amounts from £50,000 to £1,000,000. With lending terms of 12 to 120 months, these loans are ideal for purchasing inventory or expanding facilities. Learn more through our business loans guide.

Secured Business Loan

With secured business loans, leveraging assets like property is essential to qualify. Offering a 2% to 15% APR, these loans have decision times of 1 to 2 weeks, suitable for large equipment purchases. A wholesaler of consumer electronics might finance a new warehouse through this option. Explore the benefits and application details on our business loans page.

Unsecured Business Loan

Unsecured loans, which don't require physical collateral, provide £10,000 to £250,000 for terms between 12 to 60 months. Ideal for working capital and marketing needs, consider our unsecured loan options.

Unsecured Business Loan

These loans cater to businesses with good credit but no assets to pledge. Interest rates range between 6% and 35% APR, with quick decision times of 2 to 5 days. A distributor might use unsecured loans to enter new markets. For comprehensive details, visit our unsecured business loans section.

Asset Financing

Asset financing suits businesses purchasing high-value assets. Loan amounts from £10,000 to £500,000 over 12 to 84 months are available. For more insights, check out our asset finance solutions.

Asset Financing

Optimizing cash flow while acquiring equipment, asset financing requires a successful cash flow history. Typical APRs range from 3% to 18%, with funding decided within 1 to 2 weeks. Whether acquiring delivery vehicles or machinery, our asset financing guide offers more details.

What is a Long Term Business Loan for Wholesalers and Distributors?

Application Process

The application process for long term business loans involves completing an online form, submitting relevant financial documents, credit checks, and business plan reviews. Approval times vary with unsecured loans offering decisions within days, while secured and asset loans take longer. Discover more about applying for business loans effectively.

Regulatory Requirements

The UK Financial Conduct Authority mandates that business loan providers adhere to fair and transparent practices. This ensures compliance and accountability in lending. For further insights into regulatory requirements and practices, visit our guide on loan compliance.

Borrowing Capacity

Borrowing capacity, impacted by credit scores and lender criteria, allows wholesalers to secure £10,000 to £1,000,000. Rates between 2% to 35% APR are influenced by loan size and term length. Learn more about factors affecting your borrowing power on our business loan sections.

FAQ’S

How much can I borrow with a long term business loan?
How quickly can I get a decision on my loan application?
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What are the eligibility criteria for long term business loans?

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