FINANCE OPTIONS

MCA Loans for Technology Businesses – Apply Now

Merchant Cash Advances (MCAs) are an alternative financing solution ideal for technology businesses with fluctuating cash flows. By providing a lump sum upfront in exchange for a percentage of future sales, MCAs help tech companies manage inconsistent revenue more effectively. Discover more about cash advances today.

MCA Loans

Secure up to £500,000 in MCA Loans with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of MCA Loans for Technology Businesses?

MCAs offer quick access to funds and flexible repayment tied to sales, bypassing the need for collateral. They are perfect for addressing cash flow gaps, such as investing in new technology or hiring skilled tech talent. With decision times as fast as 24-48 hours, MCAs provide a strategic financial advantage. Learn about invoice financing to understand more about funding options.

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Quick access to funding
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Flexible payment options
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Supports business growth

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What are the different types of MCA Loans for Technology Businesses?

Traditional Merchant Cash Advance

Eligible for UK tech businesses with monthly sales of £5,000+, these advances range from £5,000 to £200,000 over 3-18 months. Discover how business loans can complement your MCA.

Traditional Merchant Cash Advance

Traditional MCAs offer tech startups quick funding for tech upgrades or development. With factor rates from 1.1 to 1.5, receive funding decisions in 24-48 hours. Ideal for e-commerce platforms requiring rapid technology advancements. Find out more about MCA loans.

Revenue-Based Financing MCA

Designed for tech SMEs with growing sales, this MCA offers £20,000 to £500,000 aligning with your revenue cycles. Compare with invoice finance and asset finance.

Revenue-Based Financing MCA

Revenue-Based Financing MCA suits B2B SaaS and digital marketing agencies aiming for international markets. While factor rates range from 1.2 to 1.6, funds are available within a week. Explore invoice financing as a supplementary option.

Hybrid MCA/Biz Loan

Perfect for tech businesses with steady card sales and recurring revenue, with loan amounts from £10,000 to £300,000. Discover flexible terms with unsecured business loans.

Hybrid MCA/Biz Loan

A Hybrid MCA/Biz Loan caters to technology firms offering subscription services. With blended rates (APR 8%-20%) and swift one-week approvals, it bridges finance for expansion or cash gaps. See options with secured loans.

What is an MCA Loan for Technology Businesses?

Application Process

Tech businesses can swiftly apply for an MCA by submitting business registration and credit card statements. The approval process is concise, often within 24-72 hours. Our streamlined business loans process ensures fast decisions.

Regulatory Considerations

In the UK, MCAs are not FCA-regulated as they are not traditional loans, but lenders uphold strong practices for consumer protection. Review customer feedback carefully for transparency when considering funding. Delve into our selective invoice financing guide for more insights.

Borrowing Capacity & Rates

Factors such as sales volume and business stability influence MCA borrowing capacity, with amounts from £5,000 to £500,000. Terms can reach 24 months, with rates between 15% and 30%. Learn more about our competitive offerings by exploring our unsecured loans.

FAQ’S

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