Short Term Business Loans for Wholesalers and Distributors
Short-term business loans are essential financing solutions for wholesalers and distributors, offering necessary working capital for durations typically under a year. These loans cater to managing cash flow, such as financing inventory purchases or seizing business opportunities. For more details, explore short term business loans on our site.
- Quick and easy application process
- Loan disbursed within 24 hours
- No additional charges for early repayment
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What are the benefits of Short Term Business Loans for Wholesalers and Distributors?
The primary benefits of short-term business loans include quick access to funds, flexible repayment terms, and maintaining cash flow without entering long-term debt commitments. These loans offer amounts ranging from £5,000 to £200,000, with decisions typically made within 24 to 72 hours, as described on our quick business finance page.
What are the different types of Short Term Business Loans for Wholesalers and Distributors?
Merchant Cash Advance
Merchant Cash Advances are ideal for businesses with at least 6 months of card turnover, offering amounts from £5,000 to £200,000. For more, visit our cash advance page.
Invoice Financing
Invoice financing allows SMEs to leverage outstanding invoices for up to 90% of their value. Often suitable for those with B2B transactions. See more about this on invoice financing.
Working Capital Loan
Working Capital Loans are designed for SMEs with a year's trading history, offering £5,000 to £100,000. They address needs like payroll and operational costs. Check our working capital loans page for more.
What is a short term business loan for wholesalers and distributors?
Application Process
Applying for a short-term loan involves filling out forms, submitting financial documents, and a credit check. Approvals are quick, typically within 1 to 7 days. For more on applications, visit this page.
Regulatory Compliance
Loans must comply with FCA's Consumer Credit sourcebook. Lenders need FCA authorization and must provide clear terms. We adhere to these regulations, detailed further on our understanding short-term financing page.
Borrowing Capacity
The borrowing capacity ranges from £5,000 to £200,000, influenced by factors like creditworthiness and revenue stability. Explore more on capacity at our invoice finance calculator.


