FINANCE OPTIONS

Short Term Business Loans for Wholesalers and Distributors

Short-term business loans are essential financing solutions for wholesalers and distributors, offering necessary working capital for durations typically under a year. These loans cater to managing cash flow, such as financing inventory purchases or seizing business opportunities. For more details, explore short term business loans on our site.

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Secure up to £500,000 in Business Loans with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of Short Term Business Loans for Wholesalers and Distributors?

The primary benefits of short-term business loans include quick access to funds, flexible repayment terms, and maintaining cash flow without entering long-term debt commitments. These loans offer amounts ranging from £5,000 to £200,000, with decisions typically made within 24 to 72 hours, as described on our quick business finance page.

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Quick access to funds
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Flexible repayment options
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Supports business growth

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What are the different types of Short Term Business Loans for Wholesalers and Distributors?

Merchant Cash Advance

Merchant Cash Advances are ideal for businesses with at least 6 months of card turnover, offering amounts from £5,000 to £200,000. For more, visit our cash advance page.

Merchant Cash Advance

This type of advance is repaid via a percentage of daily sales, with terms from 3 to 12 months. Typical use cases include stock purchases and cash flow management. Learn more at our Merchant Money Reviews page.

Invoice Financing

Invoice financing allows SMEs to leverage outstanding invoices for up to 90% of their value. Often suitable for those with B2B transactions. See more about this on invoice financing.

Invoice Financing

This option bridges cash flow gaps caused by long invoice terms. Decision times are swift—typically within 72 hours. More details are available on the Selective Invoice Financing page.

Working Capital Loan

Working Capital Loans are designed for SMEs with a year's trading history, offering £5,000 to £100,000. They address needs like payroll and operational costs. Check our working capital loans page for more.

Working Capital Loan

With lending terms of 6 to 18 months and rates from 5% to 10% APR, these loans provide crucial financial flexibility. Decisions take 2-7 days. Explore how this works on our What is a Working Capital Loan page.

What is a short term business loan for wholesalers and distributors?

Application Process

Applying for a short-term loan involves filling out forms, submitting financial documents, and a credit check. Approvals are quick, typically within 1 to 7 days. For more on applications, visit this page.

Regulatory Compliance

Loans must comply with FCA's Consumer Credit sourcebook. Lenders need FCA authorization and must provide clear terms. We adhere to these regulations, detailed further on our understanding short-term financing page.

Borrowing Capacity

The borrowing capacity ranges from £5,000 to £200,000, influenced by factors like creditworthiness and revenue stability. Explore more on capacity at our invoice finance calculator.

FAQ’S

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