^Short Term Business Loans Ireland - Apply Now

Merchant cash advances suit businesses like retailers or hospitality venues with regular card transactions and at least six months’ trading history. After a fast application process based on your card sales history, you can typically access funds in 24–48 hours. Repayments flex with your cash flow, as they are collected from card sales, which is especially helpful when your income fluctuates month-to-month.

Invoice financing is designed for businesses with a turnover over £50,000, trading B2B and waiting for customer payments. On submitting your invoices to a funder, you receive most of the value upfront, helping you manage expenses while waiting for payment. As clients settle invoices, the lender releases the remainder, making this ideal for sectors with lengthy payment cycles.

Unsecured business loans offer flexibility for established businesses looking to fund immediate projects, marketing, or hire temporary staff. Applications rely on your credit score and revenue, with decisions typically made in 2–7 days. With no assets required, it’s a convenient route if you need funding up to £250,000 while retaining full control of your business assets.