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Trade Finance - Get a Quote Today

Trade finance offers vital financial solutions that enable international trade, helping businesses manage cash flow, secure supply chains, and mitigate the financial risks of import and export activities. It supports businesses like manufacturers, tech firms, and retailers, enhancing their global trade capabilities.

Trade Finance

Secure up to £1,000,000 in Trade Finance with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of Trade Finance?

Leveraging trade finance improves cash flow, protects against default risks, and supports trade expansion. Businesses can access funds from £50,000 to £5,000,000 with competitive rates from 1% to 5%, aiding their financial operations efficiently with our expert guidance.

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Facilitates international trade
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Mitigates payment risks
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Improves cash flow

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What are the different types of Trade Finance?

Letters of Credit

With letters of credit, eligible businesses in international trade can access funding from £50,000 to £5,000,000 with terms up to 18 months, ensuring secure transactions.

Letters of Credit

Letters of credit, offering secure transactions, are crucial for manufacturers and retailers importing goods. They cater to businesses with established credits, offering 1-3% above LIBOR rates.

Export Credit Insurance

Export credit insurance provides coverage for up to 90% of the export contract value, safeguarding exporters against non-payment and political risks.

Export Credit Insurance

This insurance, improving exporters' financial security, is vital for manufacturers and tech firms. Typical rates are 0.5% to 2%, with decisions in 2-4 weeks.

Invoice Financing

Invoice financing supports SMEs by advancing 80% to 95% of invoice values, boosting cash flow quickly.

Invoice Financing

This solution provides rapid funding for retailers and tech startups. With quick approval within 24-72 hours, it ensures businesses meet short-term capital needs.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

What is Trade Finance?

Application Process and Decision Times

The application process for trade finance involves submitting financials and trade agreements. Businesses typically receive a decision within 1-4 weeks.

Borrowing Capacity and Rates

Trade finance is regulated by the FCA, ensuring compliance with Money Laundering Regulations and KYC guidelines for secure international operations.

Borrowing Capacity and Rates

Eligible businesses can access £50,000 to £5,000,000 at competitive interest rates influenced by creditworthiness and trade size.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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Get A Clear Overview of Cost Effective Lenders

Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

How much can I borrow with trade finance?
How quickly can I get a trade finance decision?
What are the typical interest rates for trade finance?
What are the eligibility requirements for trade finance?

DIVE DEEPER

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