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Unsecured Business Loans for Wholesale - Apply Now

Unsecured business loans for wholesale provide essential funding solutions without needing collateral. Unlike secured loans, unsecured loans allow wholesalers to maintain operational resilience when managing inventory and cash flow. Discover more about unsecured business loans specifically designed for wholesale businesses.

Unsecured Business Loans

Secure up to £500,000 in Unsecured Business Loans with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of Unsecured Business Loans for Wholesale?

Unsecured business loans offer swift access to capital with reduced risk of asset loss. Wholesale businesses can benefit from borrowing amounts ranging from £5,000 to £500,000, often receiving decisions within 14 days. Find out how we offer tailored loans for SMEs with competitive rates.

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Quick access to funds
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No collateral required
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Flexible repayment options

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What are the different types of Unsecured Business Loans for Wholesale?

Term Loans

Term loans are a structured solution, offering up to £250,000 over 12 to 60 months. Eligible businesses need a trading history and meet specific criteria.

Term Loans

Term loans for wholesale require businesses to show trading stability and meet specific turnover targets. With rates from 6% to 20% APR, these loans are perfect for purchasing inventory and expanding operations. A wholesale clothing company might use a term loan to secure stock for peak seasons, streamlining funds access through our platform.

Line of Credit

A Line of Credit permits up to £500,000 with flexible monthly interest rates. An established trading history and good credit are required.

Line of Credit

This revolving credit solution offers flexibility, providing funds for covering short-term costs or purchasing excess inventory. With monthly rates from 0.75% to 2.5%, businesses like wholesale food suppliers enhance cash flow efficiently. Our solutions deliver optimised processes for revolving credit access.

Merchant Cash Advance

Merchant Cash Advances cater to businesses with regular card sales, offering up to £300,000. The advance is repaid through daily sales percentages. Understand more about cash advance options.

Merchant Cash Advance

Merchant cash advances provide swift capital, suitable for handling cash flow gaps and seasonal inventory demands. Repaid via daily sales, they use factor rates between 1.1 and 1.5. For instance, wholesalers of electronic goods can prepare for seasonal demand by securing stock. Learn how our cash advance solutions could help your business.

What is an Unsecured Business Loan for Wholesale?

Application Processes and Decision Timelines

The application process for unsecured business loans is streamlined, often completed online with decisions typically made within 1-14 days. Required documents include financial and bank statements. Explore our efficiency-driven application solutions here.

Regulatory Compliance

Loan providers must be authorised by the FCA, ensuring secure transactions. Businesses should verify lender compliance to avoid predatory lending. Our expertise covers compliance guidance, protecting your interests.

Borrowing Capacity and Rates

The borrowing capacity for unsecured loans ranges from £5,000 to £500,000, influenced by business turnover and credit worthiness. Rates vary significantly based on several factors. Our offerings blend competitive rates with transparency.

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FAQ’S

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