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Unsecured Business Loans Over 5 Years - Get a Quote

Unsecured business loans over 5 years offer UK SMEs a financing solution without the need for collateral. They cater to businesses seeking capital while keeping their assets risk-free. These loans are ideal for expansion or purchasing equipment, providing a long-term financial strategy. Learn more about the benefits of unsecured business loans here.

Unsecured Business Loans

Secure up to £500,000 in Unsecured Business Loans with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of Unsecured Business Loans Over 5 Years?

The key advantage of unsecured business loans is the flexibility they offer without tying up valuable assets. Businesses can access amounts from £5,000 to £500,000 with varied terms and rates facilitating different financial needs efficiently. Discover the lending terms available here.
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Flexible repayment terms
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Quick access to funds
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No collateral required

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What are the different types of Unsecured Business Loans Over 5 Years?

Fixed Rate Unsecured Business Loan

Fixed-rate unsecured business loans are perfect for UK businesses trading for at least two years, offering amounts from £5,000 to £250,000. Learn more about this here.

Fixed Rate Unsecured Business Loan

These loans provide stability with interest rates ranging from 6% to 15% APR over terms of 60 to 84 months. They support strategic business expansions without risking assets. Find more details here.

Variable Rate Unsecured Business Loan

Variable rate loans suit businesses operating for over three years with strong cash flow, offering £10,000 to £500,000. Learn more here.

Variable Rate Unsecured Business Loan

With interest rates from 4% to 12% variable APR, these loans allow businesses to adapt to changing market conditions. Explore sector-specific use cases in hospitality and retail here.

Unsecured Revolving Credit Facility

Revolving credit facilities are ideal for businesses with a turnover over £200,000, providing £25,000 to £300,000. Discover how to manage cash flow efficiently here.

Unsecured Revolving Credit Facility

Utilizing these facilities enables ongoing access to funds, crucial for managing seasonal peaks. Learn more about potential setups and interest conditions here.

What is an unsecured business loan over 5 years?

Application Process Overview

Applications involve submitting financial records and business plans, typically resulting in decisions within 1 to 4 weeks. Benefit from our streamlined application process detailed here.

Regulatory Compliance in the UK

UK business loans comply with the Consumer Credit Act, ensuring fairness and transparency. Discover our expertise in maintaining regulatory standards here.

Evaluating Borrowing Capacity

Loan amounts vary based on company health, industry, and revenue, ranging from £5,000 to £500,000. Understand borrowing capacity and financial limits here.

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FAQ’S

What are unsecured business loans over 5 years, and how can they benefit UK SMEs?
How does Funding Agent support SMEs in securing unsecured business loans over 5 years?
What eligibility criteria do UK SMEs need to meet for unsecured business loans over 5 years?
Can unsecured business loans over 5 years be used for purchasing equipment or business expansion?

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