FINANCE OPTIONS

^Working Capital Loans for Engineering – Apply Now

Q: How much can I borrow with a working capital loan?

You can typically borrow between £10,000 and £2,000,000, depending on financial status, asset availability, and credit score.

Q: How quickly can I get a decision?

Initial decisions are typically made within a few days to a week, with funds available 1 to 2 weeks after approval.

Q: What are the rates for working capital loans?

Interest rates range from 4% to 15% APR, influenced by creditworthiness, loan term, and collateral availability.

Q: What are the eligibility requirements for asset-based lending?

Eligibility generally requires assets like machinery as collateral, with a positive trading history and financial stability.

Working capital loans are essential financial tools that provide engineering companies with the necessary funds to manage day-to-day operations and cover costs such as materials and payroll. These loans ensure business continuity especially in the engineering sector where financial fluidity is crucial to manage tight budgets and operation heavy projects.

Working Capital Loans

Secure up to £500,000 in Working Capital Loans with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of Working Capital Loans for Engineering?

With benefits such as quick decision times and substantial borrowing amounts, working capital loans offer flexibility and immediate liquidity. They help you manage expenses efficiently while avoiding unsustainable debt levels. Working capital loans are tailored to suit the engineering sector's specific financial challenges ensuring smooth operational workflows.

Improves cash flow

Supports business growth

Flexible funding options

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of Working Capital Loans for Engineering?

Asset-Based Lending

Asset-based lending allows engineering firms to secure funds against machinery or receivables. It typically offers amounts from £50,000 to £2,000,000.

Asset-Based Lending

This type of loan requires collateral of valuable assets such as CNC machines or receivables, providing a flexible solution with lending terms of 6 to 24 months. Common in engineering firms looking to upgrade equipment, this lending option facilitates advancements without hampering liquidity. Decisions are usually made within a week or two, making it a timely option for necessary purchases.

Invoice Financing

Invoice financing offers up to 90% of the value of outstanding invoices, ideal for managing cash flow affected by delayed payments.

Invoice Financing

With quick decision times of 24 to 72 hours, invoice financing allows companies to advance funds against invoices, supporting cash flow and operational flexibility. This is particularly useful for engineering firms handling large contracts, especially those involving government payments.

Short-Term Business Loans

Short-term business loans range from £25,000 to £500,000 and are perfect for bridging the gap caused by slow cash flow.

Short-Term Business Loans

These loans offer terms from 3 to 18 months and are ideal for engineering companies discretely managing urgent expenses or minor projects. With decision times of 3 to 5 days, they ensure your business remains agile and capable of addressing immediate financial needs effectively.

What is a working capital loan for engineering?

Application Process

The application process for working capital loans involves submitting financial statements and, sometimes, collateral details through efficient online forms. Decision times are notably quick, ranging from a few days to a week.

Regulatory Compliance

All lenders in the UK are regulated by the Financial Conduct Authority to ensure transparent and responsible lending practices, safeguarding SMEs from excessive debt.

Borrowing Capacity

The borrowing capacity typically ranges from £10,000 to £2,000,000, depending on the lender and your business financial health, ensuring tailored financial solutions.

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FAQ’S

How much can I borrow with a working capital loan?

How quickly can I get a decision?

What are the rates for working capital loans?

What are the eligibility requirements for asset-based lending?

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August 20, 2025

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^Working Capital Loans for Engineering – Apply Now

What are the ^benefits of Working Capital Loans for Engineering?

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of Working Capital Loans for Engineering?

Asset-Based Lending

Asset-Based Lending

Invoice Financing

Invoice Financing

Short-Term Business Loans

Short-Term Business Loans