Lime Funding Reviews

Lime Funding specializes in providing accessible funding solutions, supported by positive reviews highlighting their customer-focused approach and efficient service delivery.

Here are the Trustpilot Reviews from Lime Funding:

Here are the Reviews from Lime Funding:

Dave has helped me with two re mortgages in the last two years. Both were quite tricky to finance. However Dave found me two good deals and helped all the way through to completion. I would highly recommend.

Paul Searle

Great experience with Dave, he found a great deal for us and then helped us every step of the way making the whole mortgage application process a breeze!

Chris Mann

David Farmer provided an excellent service from start to finish. I would not hesitate to recommend Lime Consultancy.

Catherine

Amazing Service from a very experienced Financial Broker! Dave Farmer always Delivers!! He has helped me with 5 properties of mine and overcome obstacles which other brokers have failed! Do not hesitate at all… he is one of the best man for any financial job!! Look forward to my next project which is in the pipeline with him!! Keep up the great work Dave!👍🏽

mash.uk

Wouldn't hesitate to recommend David Farmer, as he made the application process so streamlined and simple.

Andrew

Very helpful and supportive. Dave is extremely knowledgeable about his marketplace and I would strongly recommend using his services. The most competent finance broker I have dealt with in over the 40 + years I have been in industry.

Alan Trace Extech ltd

Explore Lime Funding's Finance Solutions:

Standard Bridging Loan

£100,000 – £10,000,000

Refurbishment & Heavy Works Bridging

£150,000 – £7,500,000

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Explore Lime Funding's Finance Solutions:

Loan Type:

Standard Bridging Loan

Loan Range:

£100,000 – £10,000,000

Loan Terms:

3 – 24 months

Minimum Turnover and Trading Age:

No minimum trading history; SPVs acceptable

Interest Rate:

0.55% – 1.10% per month (rolled or serviced)

Fees:

2% arrangement fee; exit fee 1–2% (sometimes waived if refinanced with Lime); valuation, legal and admin fees payable

Loan Type:

Refurbishment & Heavy Works Bridging

Loan Range:

£150,000 – £7,500,000

Loan Terms:

6 – 18 months

Minimum Turnover and Trading Age:

Borrower must evidence ability to cover build costs if not fully funded

Interest Rate:

0.69% – 1.25% per month

Fees:

2% arrangement; monitoring surveyor fees; exit fee 1% of gross facility

Loan Type:

Ground-Up Development Finance

Loan Range:

£500,000 – £15,000,000

Loan Terms:

9 – 24 months (with 3-month extension option)

Minimum Turnover and Trading Age:

Developer track record of at least 2 completed schemes preferred

Interest Rate:

7.50% – 12.00% p.a. (drawn balance, compounded monthly)

Fees:

2% arrangement; exit fee 1% of GDV; monitoring and legal fees apply

Loan Type:

Auction Finance

Loan Range:

£100,000 – £5,000,000

Loan Terms:

1 – 12 months

Minimum Turnover and Trading Age:

None – open to first-time investors

Interest Rate:

0.75% – 1.20% per month

Fees:

1.5% arrangement fee (discounted for repeat borrowers); no exit fee if repaid within 6 months

Loan Type:

Auction Finance

Loan Range:

£100,000 – £5,000,000

Loan Terms:

1 – 12 months

Minimum Turnover and Trading Age:

No formal trading history required but proof of deposit (10%) on auction day

Interest Rate:

0.80% – 1.25% per month

Fees:

2% arrangement fee; no exit fee if repaid within term; legal fees on dual representation available

Loan Type:

Commercial & Semi-Commercial Bridging

Loan Range:

£250,000 – £10,000,000

Loan Terms:

3 – 18 months

Minimum Turnover and Trading Age:

Borrower company must supply last 12 months management accounts if trading asset

Interest Rate:

0.85% – 1.35% per month

Fees:

2% arrangement fee, 1% exit fee, valuation & legal fees

More About Lime Funding

Lime Funding Partners Ltd is a specialist short-term property lender established in 2020. It offers bridging, refurbishment and development finance to UK property investors and SMEs, operating as a non-bank principal lender authorised for limited consumer-credit activities. The lender provides a variety of short-term lending options suited to property-related needs, with a focus on rapid decisions and flexible underwriting. It may suit experienced developers and investors who require fast access to funds secured against UK real estate. For general understanding, see bridging loans and business loans overview.

Key Features of Lime Funding Partners

The lender provides practical features designed to accelerate funding and simplify complex property finance cases. Its offerings emphasise speed, flexibility and personal service.

Online enquiry portal with rapid document upload and online application support.
Indicative terms typically issued within two hours on business days for prompt decision-making loan approval timelines.
Dedicated case managers and direct access to senior decision makers for bespoke structuring.
In-house legal and valuation panels to hasten bridge loan completions.
Flexible interest repayment options including serviced, retained or rolled interest to aid cash flow management.

Funding Eligibility

You may qualify for lending if you have adequate real estate security in England, Wales, or select Scottish postcodes. No formal minimum trading history applies; however, certain products have experience expectations. Personal guarantees from directors or shareholders are generally required to mitigate risk. For more, see our business loan qualification guide, explanations of guarantor and personal guarantees.

Loan Options with Lime Funding Partners

Lime Funding offers a range of short-term property finance solutions, tailored to bridging, refurbishment, development and auction purchase needs. Here are key examples:

Standard Bridging Loan: £100,000 to £10,000,000, terms 3 to 24 months, monthly interest 0.55% to 1.10%. See details on bridging loans. Typical fees include a 2% arrangement fee and 1-2% exit fee.
Refurbishment & Heavy Works Bridging: £150,000 to £7,500,000, terms 6 to 18 months, monthly interest 0.69% to 1.25%. Suitable for complex refurbishments; see bridging loans for small businesses.
Ground-Up Development Finance: £500,000 to £15,000,000, 9 to 24 months terms, annual interest 7.50% to 12.00%. See term loans overview for context.
Auction Finance: £100,000 to £5,000,000, 1 to 12 months, monthly interest 0.75% to 1.20%, prioritising quick decisions to meet auction timelines.

How to Apply

The application process is primarily online or broker-assisted, designed for speed and electronic document exchange. Expect rapid pre-approval decisions and efficient documentation handling.

Submit enquiry or application through an online portal or via an accredited broker, uploading required documents. See our application form.
Provide identity and AML documents, property details, valuations, financial statements, project schedules and exit strategy evidence.
Receive indicative decision in principle typically within two hours, with full approval in 24 to 48 hours after documentation submission.
Complete legal agreements and proceed to funding stages, with bridging loans drawing down in as little as 3-7 working days.

Funding Agent's view on Lime Funding Partners Ltd

Lime Funding Partners is positioned for borrowers needing swift, flexible short-term property finance, particularly in bridging and development sectors. Its quick decisions and high loan-to-value ratios can be beneficial for opportunistic property investors and SME developers. Applicants should consider the requirement for real estate security and personal guarantees. For further insights, consult our interest rates explained, arrangement fees and exit fees guides. Use our business loan calculator and financing tools to compare options before proceeding.