FINANCE OPTIONS
100k Asset Finance - Get a Quote
100k Asset Finance is a way to borrow £100,000 to buy equipment or assets for your business, letting you spread the cost over time instead of paying all at once. It's a flexible option to help your business grow without a big upfront expense. If you're thinking about it, let's chat to see how it could work for you!
- Fastest and easiest application process
- Dedicated support
- Loan disbursed within 24 hours
- No additional charges for early repayment
What are the benefits of 100k Asset Finance?
100k Asset Finance allows businesses to acquire essential assets without a large upfront payment, using financing up to £100,000. This form of financing helps to manage cash flow effectively, enabling companies to invest in necessary equipment while preserving capital for other operational needs. Furthermore, it provides flexibility in repayment terms, making it easier for businesses to align repayments with their cash generation cycles.
Access to funds
Improved cash flow
Flexible repayment options
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What are the different types of 100k Asset Finance?
Hire Purchase
A finance option where you pay in instalments and own the asset after the final payment.
Finance Lease
You rent an asset for most of its useful life and may buy it at the end.
Operating Lease
You lease the asset for a shorter period, returning it at lease end without ownership.
What is 100k Asset Finance?
Hire Purchase
With Hire Purchase, you make a deposit and pay fixed monthly installments for the asset. Once all payments and a final fee are made, you own the asset. This option is suitable if you want to eventually own what you are financing.
Finance Lease
A Finance Lease lets you use the asset by paying regular rentals, but you don’t own it at the end unless you have a purchase option. The leasing company remains the legal owner, but you can choose to return, extend, or sometimes buy the asset at lease end. This is helpful if you want long-term use with lower upfront costs.
Operating Lease
In an Operating Lease, you rent the asset for a shorter period (usually less than its working life) and return it afterwards, without ownership. Payments are typically lower and may include some maintenance, making it a flexible, cost-effective option without long-term commitments or ownership responsibilities.
Real Scenarios
Construction Company Needing Fast Working Capital
Situation
A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.
Challenge
Traditional bank applications were too slow; they needed a decision and funds within days.
Outcome
Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.
Ecommerce Business Preparing for Peak Season
Situation
An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.
Challenge
They wanted flexible terms and a quick turnaround so stock could be ordered in time.
Outcome
Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.
Marketing Agency Using Invoice Finance
Situation
A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.
Challenge
They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.
Outcome
Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.
Property Developer Using Bridging Finance
Situation
A developer needed short-term finance to complete a purchase before selling an existing property.
Challenge
They required a fast decision and flexible terms to align with the sale timeline.
Outcome
Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
FAQ’S
What is 100k Asset Finance in the construction sector?
Can 100k Asset Finance be used for expanding catering businesses?
What are the typical requirements for 100k Asset Finance?
Is 100k Asset Finance available for second-hand or used equipment?
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