FINANCE OPTIONS
100k Invoice Finance Loan - Apply Now
A 100k Invoice Finance Loan means borrowing up to £100,000 against your unpaid invoices to get cash faster. It's a simple way to improve your cash flow without waiting for customers to pay. Interested in finding out if this could work for your business?
- Fastest and easiest application process
- Dedicated support
- Loan disbursed within 24 hours
- No additional charges for early repayment
What are the benefits of 100k Invoice Finance Loan?
A £100k invoice finance loan helps businesses unlock cash tied up in unpaid invoices, providing immediate access to funds without waiting for customers to pay. This financial solution enhances cash flow, enabling companies to invest in growth, manage expenses, or handle unexpected costs effectively.
Improved cash flow
Quick access to funds
Flexible repayment options
SCALE YOUR BUSINESS TO NEW HEIGHTS
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Providers
What are the different types of 100k Invoice Finance Loan?
Invoice Factoring
A lender buys your invoices and advances up to 100k, then manages collections.
Invoice Discounting
You borrow up to 100k against your unpaid invoices but retain control of collections.
Selective Invoice Finance
Finance is provided only for selected invoices up to 100k, not the entire sales ledger.
What is a 100k Invoice Finance Loan?
What is a 100k Invoice Finance Loan?
A 100k Invoice Finance Loan allows a business to access up to $100,000 in cash by using its unpaid customer invoices as collateral. It is not a traditional loan, but rather a way to quickly get funds based on work you’ve already invoiced for but haven’t yet been paid.
How Does It Work?
A financing provider advances a percentage of your unpaid invoices (usually 70-97%, up to $100,000). You remain responsible for collecting payment from your customer. When the invoice is paid by your customer, you repay the lender the advance plus a fee or interest, and receive any leftover balance.
Types of Invoice Finance Loans
The main types include: Invoice Factoring (the lender buys your invoices and collects from the customer), Invoice Discounting (you borrow against invoices but keep control of collections), and Selective Invoice Finance (finance provided only for selected invoices, not all). Each type helps you access up to $100,000 tied up in unpaid invoices, but differs in who manages payment collection.
Real Scenarios
Construction Company Needing Fast Working Capital
Situation
A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.
Challenge
Traditional bank applications were too slow; they needed a decision and funds within days.
Outcome
Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.
Ecommerce Business Preparing for Peak Season
Situation
An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.
Challenge
They wanted flexible terms and a quick turnaround so stock could be ordered in time.
Outcome
Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.
Marketing Agency Using Invoice Finance
Situation
A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.
Challenge
They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.
Outcome
Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.
Property Developer Using Bridging Finance
Situation
A developer needed short-term finance to complete a purchase before selling an existing property.
Challenge
They required a fast decision and flexible terms to align with the sale timeline.
Outcome
Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
FAQ’S
What is a £100k Invoice Finance Loan for manufacturing?
Who is eligible for a £100k Invoice Finance Loan in manufacturing?
How quickly can a manufacturer access funds with a £100k Invoice Finance Loan?
What are the costs for a £100k Invoice Finance Loan in manufacturing?
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