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120k Revolving Credit Loans – Apply Now

A £120,000 revolving credit loan provides UK SMEs with flexible and accessible funding to effectively manage ongoing operational costs such as payroll, inventory replenishment, and supplier payments. This revolving facility allows businesses to draw and repay funds as needed, ensuring optimum cash flow management without the constraints of fixed repayment schedules. Funding Agent offers this tailored financial solution to support companies in maintaining stability and growth in dynamic market conditions.

Secure up to £120,000 in Revolving Credit Loans with Funding Agent.

Secure up to £500,000 in Secure up to £120,000 in Revolving Credit Loans with Funding Agent. with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of 120k Revolving Credit Loans?

The primary advantage of revolving credit loans is their flexibility: businesses borrow as needed and repay on their schedule, incurring interest only on funds used. With decision times as fast as one to two business days and typical borrowing amounts from £5,000 to £1,000,000, these loans offer swift access to capital, significantly boosting operational efficiency.

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Flexible repayment options
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Improves cash flow
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Boosts credit score

SCALE YOUR BUSINESS TO NEW HEIGHTS

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What are the different types of 120k Revolving Credit Loans?

Business Line of Credit

A Business Line of Credit caters to UK-registered businesses with a year of trading history, offering amounts from £10,000 to £250,000 over 6 to 36 months. Ideal for managing cash flow and purchasing inventory.

Business Line of Credit

Business Lines of Credit require strong credit profiles and regular revenue streams, with interest rates from 5% to 15% APR. Decision times are swift, within 1 to 2 business days. Common uses include managing operational expenses in sectors like retail and technology.

Overdraft Facility

Overdraft Facilities, suitable for SMEs with active bank accounts, offer flexible funding from £5,000 to £100,000, reviewed annually, to cover shortfalls.

Overdraft Facility

An overdraft requires a solid bank relationship and provides funds immediately for existing customers. Interest rates range from 6% to 12% APR, plus fees. They cater primarily to manufacturers bridging payment gaps from suppliers.

Invoice Financing Line

Invoice Financing Lines are for businesses dealing with account receivables, offering funds from £50,000 to £1,000,000 until invoice payment. These are invaluable for boosting cash flow.

Invoice Financing Line

With interest rates of 2% to 4% above the base rate and decision times from 3 to 5 days, invoice financing enables businesses to stabilize receivables. Commonly used in sectors like hospitality to smooth cash flow from extended receivables.

What is a 120k Revolving Credit Loan?

Application Process & Decision Timescales

Applying for revolving credit involves submitting financial statements and a credit history online. Decisions can range from instant to a few days, with funds available within 2 to 3 days post-approval. This makes it efficient for businesses seeking rapid financial solutions.

Regulatory and Compliance Requirements

Lenders must comply with the FCA’s regulatory framework, ensuring transparency and fair lending, making these loans a secure option for SMEs. Understanding these requirements is crucial to ensuring regulatory compliance.

Borrowing Capacity & Rate Factors

The borrowing capacity for these loans varies, influenced by credit ratings and annual revenue. Rates range from 5% to 15% APR, impacted by business credit scores and market conditions. These elements highlight our commitment to offering competitive rates.

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FAQ’S

How much can I borrow with Revolving Credit Loans?
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