FINANCE OPTIONS

^120k Working Capital Loans - Apply Now

Q: How much can I borrow with a working capital loan?

Businesses can typically borrow between £1,000 and £2,000,000 based on factors like revenue, credit score, and collateral. We provide loans tailored to your business needs.

Q: How quickly can I get a decision on a working capital loan?

Initial decisions can be made within 24 hours to 4 weeks, and once approved, funds are available immediately to 1 week, depending on application completeness.

Q: What are the interest rates for working capital loans?

Interest rates vary from 4% to 20% APR, influenced by creditworthiness, loan amount, and term length. Additional fees may apply, such as arrangement fees.

Q: What are the eligibility requirements for invoice financing?

Eligibility for invoice financing requires B2B companies to have outstanding invoices to creditworthy clients, with a minimum invoice value of £500.

A £120,000 working capital loan from Funding Agent provides UK SMEs with the essential liquidity to optimise cash flow management, covering critical expenses such as payroll, inventory procurement, and daily operational costs. This tailored funding solution empowers businesses to maintain stability and support growth without compromising their long-term investment strategies. Access to this level of working capital ensures that companies can navigate financial fluctuations confidently and seize new commercial opportunities.

Secure up to £120,000 in Working Capital Loans with Funding Agent.

Secure up to £500,000 in Secure up to £120,000 in Working Capital Loans with Funding Agent. with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

What are the ^benefits of 120k Working Capital Loans?

These loans improve cash flow management, handle unforeseen expenses, and support operational liquidity—key for maintaining business stability. Our financial solutions are tailored to offer competitive rates and rapid processing times. Discover how our unsecured working capital loans can benefit your business today.

Flexibility in financing

Quick access to funds

Supports business growth

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 120k Working Capital Loans?

Traditional Bank Overdraft

Traditional bank overdrafts are ideal for managing cash flow disruptions. They typically offer amounts from £10,000 to £100,000 and are reviewed annually with interest rates from 4% to 10% APR. Learn more about overdraft alternatives.

Traditional Bank Overdraft

These overdrafts require an existing business account, a good credit history, and a proven revenue track record. The application involves presenting business financials, and decisions take 2 to 4 weeks. Retail businesses frequently use them for purchasing inventory. Explore further details on bank loans vs alternative lenders.

Short-Term Business Loan

Our short-term business loans range from £5,000 to £250,000, with terms between 6 and 18 months. They are suited for bridging project-based activities or unexpected operational costs. Delve deeper into short-term business loans.

Short-Term Business Loan

Eligible for established businesses with a minimum annual turnover of £50,000, these loans offer interest rates between 7% and 20% APR. Decision-making is swift, within 2 to 5 business days, and is accessible online. Ideal for hospitality sectors that require funds for renovations or marketing. See our short-term loan options.

Invoice Financing

Invoice financing allows B2B companies to secure funds against their outstanding invoices, with amounts from £1,000 to £2,000,000. This boosts cash flow without waiting for payment. Visit our invoice financing page for more information.

Invoice Financing

Eligibility requires creditworthy clients with minimum invoice values of £500. Interest rates range from 1.5% to 3% per month, with decisions in 24 to 48 hours. It's popular in manufacturing, enhancing cash flow while awaiting client payments. Learn more about the benefits of selective invoice financing.

What is a 120k Working Capital Loan?

Application Process

The application for working capital loans involves submitting business financials and creditworthiness assessments. Our digital-first platform streamlines this process, reducing decision times from weeks to just 24 hours. For a comprehensive guide, check the loan application process.

Regulatory Compliance

Working capital loans in the UK must comply with FCA regulations to ensure responsible lending. Our expertise ensures all processes adhere to these rigorous standards. More on compliance can be found through our business finance insights.

Borrowing Capacity

The borrowing capacity varies based on business revenue, credit score, and available collateral, ranging from £1,000 to £2,000,000. Our loans come with interest rates tailored to your needs, guaranteeing competitive offerings. Discover more in our comprehensive guides.