FINANCE OPTIONS

Overdraft Alternatives – Get Pricing & Sign Up

Overdraft alternatives are essential for businesses seeking quick funding solutions without traditional banking restrictions. By exploring options such as quick business finance, companies can efficiently manage cash flow and sustain operations.

Overdraft Alternatives

Secure up to £500,000 in Overdraft Alternatives with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of Overdraft Alternatives?

Choosing overdraft alternatives offers benefits like faster access to funds and more flexible repayment terms. Such solutions can be adjusted to fit business needs, such as receiving approval in as little as 24 hours.

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Reduces banking fees
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Improves financial management
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Encourages savings

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What are the different types of Overdraft Alternatives?

Business Credit Line

Business credit lines offer flexibility with amounts between £5,000 and £500,000 over 6 to 36 months. Eligibility includes UK registration and a minimum turnover of £50,000. Good credit helps secure a business credit card.

Business Credit Line

For managing operational expenses and seasonal inventory, a business credit line provides interest rates between 4% to 15% APR. Decisions typically take 1 to 2 weeks, allowing ample time for financial planning with options like business loans and more.

Invoice Financing

Invoice financing advances up to 90% of the invoice value within 24 to 48 hours. Ideal for bridging cash gaps, it's optimal for businesses with creditworthy clients. Discover alternatives at our invoice financing page.

Invoice Financing

This financial solution, suitable for sectors like manufacturing, offers interest of 1% to 5% per invoice. Submit your invoices and receive funds swiftly, meeting expenses and maintaining production levels through dedicated solutions like small business financing.

Merchant Cash Advance

Merchant cash advances provide amounts from £2,500 to £300,000, based on card sales. Repayment correlates with sales, fitting for unpredictable revenue patterns. Explore this at cash advances.

Merchant Cash Advance

Perfect for covering unforeseen expenses and marketing, merchant cash advances involve a fixed fee on the funded amount. With decision times of 2 to 5 days, this option empowers businesses during peak seasons, as seen in sectors like hospitality, and more details can be found in our guide on short-term financing needs.

What are overdraft alternatives?

Application and Approval Process

The application for alternative funding involves online submissions of business financials and identification. Decisions can be as quick as 24 hours, utilizing processes explained on our quick business finance page.

Regulatory Compliance

In the UK, adherence to FCA guidelines ensures customer fairness and data protection. Our invoice finance offerings comply fully with these standards, assuring businesses of transparent transactions.

Capacity and Rates

Funding ranges from £2,500 up to £500,000. Rates vary due to creditworthiness and sector, from 1% to 50%. Options are customizable for competitiveness and outlined on our business loans page.

FAQ’S

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