FINANCE OPTIONS

^130k Secured Business Loans - Apply Now

Q: How much can I borrow with a secured business loan?

Typically, you can borrow between £50,000 and up to 90% of your collateral's value. This depends on your business's creditworthiness and the collateral's liquidity and value.

Q: How quickly can I get a decision on my loan application?

The initial decision process can take from 1 to 4 weeks, with funds becoming available in 1 to 2 weeks post-approval, depending on appraisal and valuation speed.

Q: What are the interest rates for secured business loans?

Interest rates typically range from 3% to 10% per annum. Factors affecting rates include the type of collateral, business credit rating, and loan term length.

Q: What eligibility criteria must be met for a secured business loan?

Eligibility often requires ownership of assets for collateral, a stable financial performance, and a robust credit history to assess creditworthiness.

A £130,000 secured business loan offers UK SMEs a reliable funding solution to support critical financial needs such as payroll, inventory management, and operational expenses. By leveraging this secured loan, businesses can optimise cash flow and maintain stability during growth phases or unforeseen disruptions. Funding Agent specialises in facilitating tailored finance options to empower SMEs with the capital they need to thrive.

Secure up to £130,000 in Secured Business Loans with Funding Agent.

Secure up to £500,000 in Secure up to £130,000 in Secured Business Loans with Funding Agent. with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of 130k Secured Business Loans?

The key benefits of secured business loans include access to larger sums and potentially lower rates, providing improved cash flow management and financial stability. For example, applicants can receive up to 90% of the collateral value, with funds typically available within 1 to 2 weeks post-approval. Detailed information on how these loans can benefit your business is available on our business funding solutions page.

Flexible repayment terms

Lower interest rates

Access to larger funds

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 130k Secured Business Loans?

Commercial Property Loan

Commercial Property Loans require businesses to own commercial property to use as collateral. Typical loan amounts range from £50,000 to £5,000,000, with terms between 12 to 360 months. Learn more about how you can leverage property for financing on our small business loan page.

Commercial Property Loan

With interest rates between 3% to 6% per annum and decision times of 2 to 4 weeks, Commercial Property Loans are suitable for purchasing or expanding office space and refinancing existing properties. This loan type is especially beneficial for retailers and manufacturers looking to expand. Delve into our loan insights for UK SMEs to see how these loans can support your growth.

Asset-Based Loan

Asset-Based Loans cater to SMEs with tangible assets like machinery for collateral, offering amounts between £50,000 to £1,000,000 over 6 to 60 months. Visit our unsecured business loans to explore more options.

Asset-Based Loan

Interest rates for Asset-Based Loans range from 4% to 8% per annum, with decision times from 1 to 3 weeks. These loans are ideal for businesses needing to fund working capital or acquire new machinery. Explore business loan solutions that fit your needs.

Inventory Financing

Inventory Financing is designed for businesses that maintain significant stock, offering £50,000 to £500,000 with terms spanning 3 to 24 months. Our corporate loans page provides similar funding alternatives.

Inventory Financing

With interest rates between 5% to 10% and decision times within 1 to 2 weeks, Inventory Financing supports businesses looking to manage supply chain expenses. Retailers and hospitality businesses can particularly benefit by sourcing seasonal stock with ease. More details are available on our loan calculator page.

What is a 130k secured business loan?

Application Process Explained

The application process for secured business loans involves submitting detailed financial records and undergo credit assessments. The decision period can vary from 1 to 4 weeks. To streamline your application, consider reading about our funding application process.

Compliance and Regulatory Insights

Lending practices for secured loans must comply with FCA guidelines, ensuring that borrowers are fully aware of their obligations. This regulatory oversight helps protect businesses. Our business finance regulations section provides further guidance.

Determining Borrowing Capacity

The amount you can borrow depends on the collateral value and your business's creditworthiness. Typical interest rates range from 3% to 10%. To calculate a figure tailored to your needs, visit our funding solutions page.