FINANCE OPTIONS

^140k Secured Business Loans - Apply Now

Q: How much can I borrow with a secured business loan?

You can borrow between £5,000 and £5 million with a secured business loan, depending on the collateral value, creditworthiness, and business revenue.

Q: How quickly can I get a decision on my secured loan application?

Initial decisions can take between 24 hours and 3 weeks, influenced by the loan type and lender. Post-approval, funds are available within 2 days to 4 weeks.

Q: What are the typical interest rates for secured business loans?

Interest rates for secured business loans typically range from 2% to 8% APR, varying with credit score, asset liquidity, and business financial health.

Q: What are the eligibility criteria for secured business loans?

Eligibility generally requires UK business registration, ownership of assets for collateral, a positive credit rating, and a minimum annual turnover of £200,000.

A £140,000 secured business loan offers UK SMEs a robust financing option to address critical operational needs such as managing payroll, purchasing inventory, and covering essential day-to-day expenses. As a trusted funding agent, we facilitate access to this capital, helping businesses stabilise cash flow and maintain growth momentum with confidence. This loan type is ideal for enterprises seeking substantial funding backed by collateral to support sustainable financial management.

Secure up to £140,000 in Secured Business Loans with Funding Agent.

Secure up to £500,000 in Secure up to £140,000 in Secured Business Loans with Funding Agent. with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

What are the ^benefits of 140k Secured Business Loans?

The primary benefits of secured business loans include access to larger sums and lower interest rates compared to unsecured loans. With amounts ranging from £5,000 to £5 million, businesses can confidently pursue growth initiatives. Our efficient process ensures a decision within 24 hours to 3 weeks, allowing for strategic planning. Discover how business loans can enhance your financial strategy.

Lower interest rates

Flexible repayment options

Improved cash flow

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 140k Secured Business Loans?

Property Secured Loan

For businesses with real estate, a Property Secured Loan offers between £50,000 and £5 million over 12 to 240 months. Eligibility includes UK registration and a positive credit rating. Explore asset-based lending for strategic growth.

Property Secured Loan

Property Secured Loans require an asset appraisal and credit check, offering interest rates from 3% to 6% APR. This type of loan is ideal for large expansions or purchasing new property. Retail chains and hospitality businesses can utilize these loans for significant upgrades. See how unsecured loans compare.

Invoice Secured Loan

Invoice Secured Loans offer up to 90% of invoice value for businesses with regular outstanding invoices. Suitable for managing cash flow, these loans range from 1 to 12 months. Learn more about invoice financing.

Invoice Secured Loan

With decision times of 24 to 48 hours and interest rates between 2% to 5%, these are perfect for paying suppliers or expanding inventory. Ideal for manufacturers and tech firms billing corporate clients. Dive into how invoice finance works.

Equipment Secured Loan

Equipment Secured Loans, available from £5,000 to £500,000, cater to SMEs needing new equipment. These loans, over 12 to 84 months, require a reasonable credit history. For more details, visit our alternative finance section.

Equipment Secured Loan

Interest rates for equipment loans range from 4% to 8%. Decision times are 1 to 2 weeks. These loans are excellent for purchasing machinery or upgrading tech, supporting sectors like manufacturing and tech startups. Check out how asset finance can support such initiatives.

What is a 140k Secured Business Loan?

Application Process

The application process for secured loans requires thorough documentation, including business financials and collateral details. Initial decisions can take 24 hours to 3 weeks. Understanding the business loan application process is crucial for success.

Regulatory Requirements

Secured loans must adhere to regulations set by the FCA, ensuring transparency and fairness. Borrowers should seek independent advice to understand these requirements fully. Learn about regulatory implications via our funding secure reviews.

Borrowing Capacity and Rates

Borrowing capacity for secured loans, ranging from £5,000 to £5 million, is influenced by collateral value and business revenue. Interest rates vary from 2% to 8%. For a deeper understanding of rates, explore rate alternatives.