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170k Working Capital Loans - Apply Now

A £170,000 working capital loan from Funding Agent provides UK SMEs with the essential funds to maintain smooth business operations, including managing payroll, purchasing inventory, and covering unexpected expenses. This sizeable loan amount is designed to support short-term financial stability, enabling businesses to optimise cash flow and sustain growth without compromising day-to-day activities. By accessing this funding, SMEs can confidently navigate operational challenges and capitalise on new opportunities.

Secure up to £170,000 in Working Capital Loans with Funding Agent.

Secure up to £1,000,000 in Secure up to £170,000 in Working Capital Loans with Funding Agent. with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of 170k Working Capital Loans?

These loans ensure operational continuity by providing immediate access to funds, allowing businesses to handle short-term obligations and seize new opportunities. The process is designed for quick approval, ensuring funds are available without delay. Learn more about business funding solutions.

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Improved cash flow
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Quick access to funds
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Flexibility in spending

SCALE YOUR BUSINESS TO NEW HEIGHTS

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What are the different types of 170k Working Capital Loans?

Secured Working Capital Loans

Secured working capital loans require collateral, offering amounts between £50,000 and £1,000,000 over 6 to 60 months. Ideal for asset-rich businesses. Learn about secured options with more insights.

Secured Working Capital Loans

Businesses can access substantial funds by leveraging their assets. Typical interest rates range from 3% to 12%, with decision times spanning 2-3 weeks. This type suits manufacturers needing raw materials or retailers preparing for peak sales. See how finance can empower your business.

Unsecured Working Capital Loans

Unsecured options require no collateral, suited for firms with strong credit, offering £5,000 to £250,000 for 3 to 36 months. Explore unsecured offerings with favourable terms.

Unsecured Working Capital Loans

These loans offer rapid cash infusions, with rates from 5% to 20% APR. Decisions occur within 48 hours, benefiting tech startups or hospitality venues during slowdowns. Discover how unsecured loans at Funding Agent boost growth.

Invoice Financing

Invoice financing unlocks up to 90% of invoice value, facilitating short-term funding for those facing prolonged client payment terms. Learn how it bridges gaps at top companies.

Invoice Financing

Ideal for B2B businesses, invoice financing speeds cash flow by advancing funds against invoices. Rates vary from 1% to 5%, with decisions in 3 days. Suitable for firms with reputable clients. Gain more with invoice strategies.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

What is a 170k Working Capital Loan?

Application Process Overview

Applying typically involves submitting financial details and a credit history check, often completed online. Quick decisions are part of our streamlined approach. Learn about the application process.

Borrowing Capacity

All UK loan providers adhere to the Financial Conduct Authority regulations, ensuring transparent and fair practices. Our expertise guarantees you fully comply. Discover how we maintain regulatory excellence.

Borrowing Capacity

Factors like revenue and creditworthiness affect your borrowing limits, ranging from £5,000 to £1,000,000. Secure better terms with ready collateral. Explore borrowing insights.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

How much can I borrow with a Working Capital Loan?
How quickly can I get a decision on my loan application?
What are the interest rates for Working Capital Loans?
What are the eligibility requirements for Working Capital Loans?

DIVE DEEPER

August 20, 2025

What Is a Working Capital Loan?

Learn how working capital loans support day-to-day business costs, their pros and cons, and how to qualify. Ideal for UK SMEs needing short-term funding.
June 30, 2025

Which Financing Is Best for Short-Term Business Needs?

Discover the top short-term financing options for UK businesses. Compare loan types, sector usage, and metrics to find the best funding solution for your needs.
June 6, 2025

Top 13 Short-Term Business Loan Providers in the UK (2025 Comparison Guide)

Compare the top 13 short-term business loan providers in the UK for 2025. See interest rates, loan terms, funding speeds, eligibility criteria, and reviews to find the best fit for your business.

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