FINANCE OPTIONS

^180k Working Capital Loans Apply Now

Q: How much can I borrow with a working capital loan in the UK?

Amounts range from £5,000 to £5 million, depending on factors like trading history, revenue consistency, credit score, and asset value. We offer competitive options tailored to your business needs.

Q: How quickly can I get approval for a working capital loan?

Many lenders provide initial decisions within 24 to 48 hours. Once approved, funds can be available as soon as the next business day, ensuring prompt access to capital.

Q: What are the interest rates for working capital loans?

Interest rates typically range from 3% to 25% APR, with variations depending on the loan type and risk assessment. Securing the best rate involves considering terms, credit history, and lender policies.

Q: What are the eligibility requirements for working capital loans?

Eligibility often requires a minimum trading history of 12 months, a good credit score, and evidence of a consistent revenue stream. Specific requirements may vary by lender.

A £180,000 working capital loan from Funding Agent provides UK SMEs with crucial financial support to maintain smooth operations by covering essential costs such as payroll, inventory procurement, and daily expenses. This tailored funding solution enables businesses to address cash flow gaps promptly, ensuring stability and sustained growth without compromising long-term investment strategies.

Secure up to £180,000 in Working Capital Loans with Funding Agent.

Secure up to £500,000 in Secure up to £180,000 in Working Capital Loans with Funding Agent. with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of 180k Working Capital Loans?

Working capital loans offer flexibility and quick access to funds, allowing businesses to manage day-to-day expenses smoothly without tapping into equity. Our digital-first solutions enable quick application processes with funds available as soon as the next business day post-approval. Learn more about our unsecured business loans that offer tailored options for immediate financial needs.

Boosts cash flow

Supports business growth

Flexible repayment options

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 180k Working Capital Loans?

Unsecured Business Loans

Unsecured Business Loans provide financial support without the need for collateral, tailored for businesses in need of up to £500,000. These loans come with flexible terms from 6 to 36 months, making them ideal for quick funding requirements. Discover our unsecured working capital loans tailored for UK SMEs.

Unsecured Business Loans

These loans typically feature interest rates ranging from 6% to 20% APR. Decision times are swift, often within 24 to 72 hours, with sectors like retail and hospitality benefiting significantly from these flexible finance options. Find out more about unsecured options on our unsecured business loans page.

Invoice Financing

Invoice Financing empowers businesses to advance up to 90% of the invoice value, enhancing cash flow without waiting for customer payments. Especially advantageous for manufacturers and logistics businesses facing longer payment cycles. Visit our invoice financing page for details.

Invoice Financing

With interest rates ranging from 1% to 5% above the base rate monthly fee, invoice financing is a quick solution with typical decision times under 24 hours for invoice approvals. Access funds to improve liquidity efficiently with our invoice finance calculator.

Asset-Based Lending

Asset-Based Lending provides large capital solutions from £50,000 to £5 million, secured against tangible business assets. Suitable for industries like manufacturing and tech with capital-intensive needs. Explore asset-based lending to learn more.

Asset-Based Lending

Interest rates for these loans are competitive, ranging between 3% to 10% APR. Initial feedback is provided within 48 hours, although complete processes can take up to 2 weeks. Such financing is perfect for refinancing and debt restructuring. Check our comprehensive asset finance options to explore various solutions.

What is a 180k Working Capital Loan?

Application Process

The application process for working capital loans is streamlined and efficient, typically requiring straightforward online submissions. Decisions can often be made within 24 to 48 hours, with funds available shortly thereafter. For more insights, read our guide on unsecured business loans.

Regulatory and Compliance Requirements

All lending services are regulated by the Financial Conduct Authority (FCA) in the UK, ensuring compliance with anti-money laundering laws. We pride ourselves on promoting responsible lending practices, as explained in our detailed compliance reviews section.

Borrowing Capacity and Rates

Loan amounts vary based on trading history, revenue consistency, and asset value, with amounts ranging from £5,000 up to £5 million. Interest rates can vary from 3% to 25%, depending on the loan type and risk assessment. Explore our detailed asset allocation guide for deeper insights.

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FAQ’S

How much can I borrow with a working capital loan in the UK?

How quickly can I get approval for a working capital loan?

What are the interest rates for working capital loans?

What are the eligibility requirements for working capital loans?

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^180k Working Capital Loans Apply Now

What are the ^benefits of 180k Working Capital Loans?

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 180k Working Capital Loans?

Unsecured Business Loans

Unsecured Business Loans

Invoice Financing

Invoice Financing

Asset-Based Lending

Asset-Based Lending